Abstract: A system and method are disclosed for determining and applying a discount to a customer's transaction. The discount is of a progressive nature, wherein the value of a customer's discount increases if the customer meets the conditions associated with the discount. The system rewards more frequent or profitable customers with benefits such as larger increases in the discount or higher maximum discount than those awarded to less frequent or profitable customers. The discount is decreased or eliminated if the customer fails to meet the conditions associated with the discount.

Abstract: A seller, having previously sold a product to an original purchaser subject to a buyout-provision condition, determines if the buyout-provision condition is satisfied. If the buy-out provision condition is satisfied, the seller retakes the product from the original purchaser and resells the product to a subsequent purchaser.

Abstract: A method according to one embodiment of the present invention provides for: receiving a request for an automated session, in which the automated session comprises a plurality of games; initiating a first game of the automated session, the first game corresponding to a first gaming device; and initiating a second game of the automated session, the second game corresponding to a second gaming device.

Abstract: An off-line remote lottery system which enables players to purchase instant-type lottery game outcomes from a randomized prize data stream in a central computer, and view the outcomes on remotely disposed gaming computers which do not require an on-line connection during play.

Abstract: A method and system for connecting a caller to a content provider who provides a service to the caller over the telephone system is disclosed. In accordance with the invention, a transaction processor (i.e., debit card platform) is disclosed which generally receives a telephone call from a caller identifying (a) a first account identifier corresponding to a balance of a first account, the balance of the first account being associated with an amount of available funds, and (b) a content provider identifier corresponding to a telephone number of the content provider. The debit card platform establishes a telephone connection between the caller and the content provider to enable the content provider to provide a service to the caller through the telephone connection.

Abstract: One embodiment of the present invention comprises receiving an indication of a first person; associating the first person with an account; receiving an indication of a second person; associating the second person with the account; receiving a request to authorize a transaction between the second person and a third party; determining whether the first person desires to communicate with the second person; and enabling communication between the first person and the second person if the first person desires to communicate with the second person.

Abstract: A method is disclosed for operating a video poker machine which includes the steps of populating a primary poker hand with a plurality of playing cards, identifying discard cards to be discarded from the populated primary poker hand, populating a secondary poker hand with the discard cards, populating the primary poker hand to replace the discard cards discarded therefrom, thereby forming a final primary poker hand, and determining a payout based at least upon the playing cards in the final primary poker hand.

Abstract: A system and method for providing a gambling loss insurance policy automatically computes insurance premiums and processes gambling sessions covered by the gambling loss insurance policies. The players may purchase the insurance policies using various means such as coins, earned winnings, or credit cards. The gambling loss insurance system provides a high level of flexibility for the players to define specific parameters of the insurance policy. Additionally, the players may purchase the insurance policies directly from the gaming machine, a custom terminal on casino floor, or cage personnel having access to a centralized network server.

Abstract: An electronic gaming device defines a set of all possible elements of a game. For example, in a slot machine-type game, the set of possible elements includes the symbols for cherries, bell, bar, orange, plum and seven. The gaming device further generates a set of location assignments for each of the elements, and assigns a location to each element in accordance with the set of location assignments. The player is presented with the locations and prompted to select one or more locations, depending on the type of game. The displayed locations to select are typically arranged in one or more rows of possible selections. Typically, each of the possible selections is hidden or obscured until selected by the player. The player provides his selection(s), and at least one corresponding selection signal(s) are received by the gaming device. Each received selection signal indicates an element from the set of possible elements.

Abstract: An electronic amusement device and a method for operating the device are disclosed. The device conducts a game of chance that preferably incorporates game elements that change and expire during the game. The device performs the steps of generating and displaying a subject game element having a first class. The step of displaying includes displaying an indicia of the first class. The device further assigns a second class to the subject game element, and displays the subject game element, thereby displaying an indicia of the second class.

Abstract: A method and apparatus of playing a card game such as Blackjack provides a player with at least one additional option for playing the card game. For example, a Blackjack player who has made an initial bet and was dealt an unfavorable starting hand may be provided with at least one additional option, such as making a bust insurance bet or mortgaging a round of play. If the player makes a bust insurance bet, he will receive a payout if he then busts upon drawing an additional card. If the player selects a mortgaging option, he agrees to play the current round of play or at least one future round of play in accordance with a revised rule that is unfavorable for the player in exchange for receiving an advantage during the current round of play.

Abstract: A system and method for rewarding a customer's loyalty to a retail establishment and encouraging regular customer visits by offering a progressive discount on their purchases includes a point of sale (POS) controller that determines a loyal customer's discount. The value of the discount is dependent upon the customer visiting the retail establishment on a regular basis. A customer's visits are tracked, and the customer is provided with a discount that is incremented by a pre-defined value if the customer visits at least once every pre-defined period. The discount may only be incremented once in every pre-defined time period and may be negated if the customer did not visit at all during the pre-defined time period. Coupons that are representative of the discount earned by the customer may also be offered. If the coupon is redeemed within the pre-defined time period, a new coupon is issued having a higher discount value of a pre-defined value.

Abstract: A system for playing electronic games includes a game server and one or more player terminals. Game results are based on a random number generated in each of the game server and the player terminals. The game server and the player terminals cooperate to ensure that the random numbers are generated independently. As a result, game players and the game host, such as a casino, can be confident that play results are not fraudulent. In one embodiment, the random numbers are transmitted between the game server and the player terminals at substantially the same time. In other embodiments, the random numbers are encoded and exchanged between the game server and the player terminals. Then, keys to decode the random numbers are exchanged.

Abstract: The present invention is a method is for providing and managing a customized reward offer to a holder of a financial account. The method includes the step of accessing historical account data associated with the financial account. The method further includes the step of determining a first performance target associated with the financial account. The method also includes the steps of selecting a reward offer having an associated reward description and transmitting the first performance target and the reward description to the account holder. The method continues with the steps of collecting transaction data associated with the financial account and evaluating the collected transaction data to determine a second performance target associated with the financial account. The collected transaction data is then compared to said first performance target. If the collected transaction data exceeds the first performance target, the financial account is updated to reflect the reward.

Abstract: In accordance with the present invention, a gaming device generates an initial hand of five cards. The first hand defines thirty-two draw strategies (each card held or not held), and at least one draw strategy is an optimum draw strategy having the maximum expected value of all draw strategies. The gaming device then selects a hand grouping that cannot result from the optimum draw strategy. For example, for an initial hand “10-clubs, 10-spades, 5-diamonds, 2-diamonds, 4-diamonds”, the hand grouping “Flush” cannot result from a draw strategy that results in holding two or more cards with different suits. The payout ratio of the selected hand grouping is increased by adding a bonus amount thereto. The gaming device thus provides an incentive for a player to select a suboptimum draw strategy, yet the expected value of the optimum strategy is unaffected by the increased payout.

Abstract: An off-line remote lottery system which enables players to purchase instant-type lottery game outcomes from a randomized prize data stream in a central computer, and view the outcomes on remotely disposed gaming computers which do not require an on-line connection during play.

Abstract: In accordance with the present invention, a gaming device includes a plurality of balances. The gaming device receives monetary input such as currency or a transfer from an account, and in turn increases one or more balances. The balance increased depends on criteria such as the amount of monetary input or the source (e.g. from a casino account). Players may draw wager amounts from different balances, and add award amounts to the balances. Incentives are provided for using the different balances. For example, different balances may have different payout schedules, different probability schedules, or both.