Abstract: A method and system for conditional transactions (purchases/financial transactions) are provided. The system may include of these types of cards, to include but not limited to, credit, debit, gift, stored-value, charge, ATM or may use mobile devices with NFC in a swipe and go mode, or other types of mobile payment systems. The system provides one or more master accounts wherein each master account is tied to and control one or more subordinated accounts. Each subordinated account may have a configurable/customizable set of permissions defined by the master account. The subordinated account holder would optionally require permission from the master account holder to complete a purchase/financial transaction. The master account holder would have an extensible number of configurable/customizable permission rules to choose from for each subordinate account.

Abstract: A method and system for conditional transactions are provided. The system provides one or more master accounts wherein each master account is tied to and controlled by one or more subordinated accounts. Each subordinated account may have a configurable/customizable set of permissions defined by the master account. The subordinated account holder would optionally require permission from the master account holder to complete a purchase. The master account holder would have a number of configurable/customizable permission rules to choose from for each subordinate account.

Abstract: A method and system for conditional transactions are provided. The system provides one or more master accounts wherein each master account is tied to and control one or more subordinated accounts. Each subordinated account may have a configurable/customizable set of permissions defined by the master account. The subordinated account holder would optionally require permission from the master account holder to complete a purchase. The master account holder would have a number of configurable/customizable permission rules to choose from for each subordinate account.

Abstract: A method for encouraging wireless device users to send marketing messages via a wireless communications network is disclosed. The method includes the steps of (1) sending the wireless device user, via the wireless communications network, a marketing message interface having the marketing message, an incentive, and fields allowing the wireless device user to identify one or more recipients and, optionally, to add an additional message; (2) receiving via the wireless communications network an overall message sent by the wireless device user and/or one of the recipients by use of the marketing message interface and, optionally, the additional message, together with identifier information about the one or more recipients; and (3) rewarding the sender of the overall message with the incentive. A system to implement the method is also disclose.