Abstract: The exemplary embodiments described herein relate to systems and/or methods for simplifying payment systems, and payment instruments implementing the same. In particular, certain exemplary embodiments relate to a single payment device (e.g., a card) with multiple magnetic strips, a single payment device being linked to multiple accounts, a single payment device having a button required before transmission of payment information and/or a single payment device being linked to a sub-account (e.g., a petty cash account).

Abstract: The exemplary embodiments described herein relate to techniques for processing self-serve transactions. A store controller may be capable of communication with a payment network. At least one self-serve device may allow the customer to order an item via the device. The at least one self-serve device may comprise customer recognizing programmed logic circuitry to recognize the customer, authorizing programmed logic circuitry to authorize, via the payment network, transactions on behalf of the customer after the customer is recognized, and delivering programmed logic circuitry to cause an ordered item to be delivered to the customer after the customer is recognized by the customer recognizing programmed logic circuitry and after the authorizing programmed logic circuitry authorizes transactions for the customer. An application controller may be capable of mediating between the store controller and the at least one self-serve device.

Abstract: The exemplary embodiments described herein relate to systems and/or methods for simplifying payment systems, and payment instruments implementing the same. In particular, certain exemplary embodiments relate to a single payment device (e.g., a card) with multiple magnetic strips, a single payment device being linked to multiple accounts, a single payment device having a button required before transmission of payment information, and/or a single payment device being linked to a sub-account (e.g., a petty cash account).