Patents Assigned to American Express Travel Related Services Company, Inc.
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Patent number: 11544949Abstract: The systems may include dividing a digital map provided by a mapping system into a matrix having a plurality of cells; assigning a cell of the plurality of cells to encompass a geographic region of the digital map; calculating a number of sites of interest in the cell; creating a marker comprising a first count number representing the number of sites of interest in the cell; and sharing the marker with a browser for display on the digital map.Type: GrantFiled: June 21, 2019Date of Patent: January 3, 2023Assignee: American Express Travel Related Services Company, Inc.Inventors: Shivakumar Chandrashekar, Raju Rathi, Yogesh Tayal, Kunal Upadhyay, Purushotham Vunnam
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Patent number: 11544229Abstract: Disclosed are various embodiments for tracking the flow of data through a network environment. A monitor can detect that a data transaction event has occurred. Then, the monitor can identify data involved in the data transaction event. Next, a trace identifier can be assigned to the data involved in the data transaction event. Subsequently, a transaction data subset representing a subset of the data involved in the data transaction event that is subject to a common data processing event can be identified. Then, a span identifier can be assigned to the transaction data subset. Next, a correlation identifier can be link to a combination of the span identifier and the trace identifier. Finally, a transaction event record can be written to a distributed ledger, the transaction event record comprising the span identifier and the transaction data subset.Type: GrantFiled: April 29, 2020Date of Patent: January 3, 2023Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Jeremy D. Seideman, Amartya Roy, Anna Korsakova Bain, Jaime Amanda Spahr, Paramjit Singh, Pratiti Shrivastava, Siva Nidamarthy, Tami Sue Sargeant, George Kassabov
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Patent number: 11538019Abstract: Disclosed are various embodiments for issuing virtual cards to client devices. Also disclosed are embodiments for provisioning a transaction terminal to process transactions with virtual cards. A zero-knowledge proof algorithm can be utilized to validate the transactions. A virtual card can be based upon a public key of a client device that is managed by a hardware security module.Type: GrantFiled: June 5, 2020Date of Patent: December 27, 2022Assignee: American Express Travel Related Services Company, INC.Inventor: Andras L. Ferenczi
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Patent number: 11526523Abstract: At least some embodiments are directed to an entity matching detection system. The entity matching detection system includes a latent similarity identification machine learning model that receives one or more data records and generates a final similarity score indicative of a latent similarity between the one or more data records and a second data record. The entity matching detection system can identify lexical and semantic similarities between attribute values and can analyze and compute similarity scores for direct-linked attribute values and cross-linked attribute values extracted from different data records.Type: GrantFiled: January 28, 2021Date of Patent: December 13, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Arpan Somani, Salil Rajeev Joshi, Shourya Roy
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Publication number: 20220391593Abstract: Systems and methods for identifying data of interest are disclosed. The system may retrieve unstructured data from an internet data source via an alert system or RSS feed. The system may input the unstructured data into various models and scoring systems to determine whether the data is of interest. The models and scoring systems may be executed in order or in parallel. For example, the system may input the unstructured data into a Naive Bayes machine learning model, a long short-term memory (LSTM) machine learning model, a named entity recognition (NER) model, a semantic role labeling (SRL) model, a sentiment scoring algorithm, and/or a gradient boosted regression tree (GBRT) machine learning model. Based on determining that the unstructured data is of interest, a data alert may be generated and transmitted for manual review or as part of an automated decisioning process.Type: ApplicationFiled: February 24, 2022Publication date: December 8, 2022Applicant: American Express Travel Related Services Company, Inc.Inventors: Ravi BATRA, Sandeep BOSE, Mario FRAGOSO, Ravneet GHUMAN, Madhu Sudan Reddy GUDUR, Suraj MADNANI, Curtis T. MERRYWEATHER, Ravi VARMA, Vinod YADAV
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Patent number: 11514243Abstract: At least some embodiments are directed to an entity classification system receives informational data associated with an entity. The informational data includes sentences associated with the entity. The entity classification system utilizes a first machine learning model to determine a first contextual meaning among words of a sentence associated with the entity based on a first word embedding technique, and determines at least one category associated with the entity based at least in part on the first contextual meaning. The entity classification system utilizes a second machine learning model to determine a second contextual meaning shared by a set of sentences based on a second embedding technique, and determines a subcategory of the category associated with the entity based at least in part on the second contextual meaning. The entity classification system generates an output including the category and subcategory associated with the entity.Type: GrantFiled: December 5, 2019Date of Patent: November 29, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Prodip Hore, Mrigank Prince, Jayatu Sen Chaudhury, Prakhar Thapak, Soham Banerjee, Shailja Pandey, Chanderpreet Singh Duggal
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Patent number: 11516299Abstract: At least some embodiments are directed to a system that receives a profile values associated from new user profiles of a computer network or system. A machine learning system determines a set of existing profiles that share at least one common profile value with the new user profile. A second machine learning model determines a set of existing user entitlements associated with the set of existing profiles. The new user profile is processed by a natural language processing engine to determine a set of new user entitlements from the set of existing user entitlements. The system provides the new user with access to electronic resources of the computer network. The system tracks the new user computer network or system activities and updates the new user profile based on the set of new user entitlements and the new user activity on the computer network or system.Type: GrantFiled: May 29, 2020Date of Patent: November 29, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Nazish Amir-Siddiqi, Jeremy D. Seideman, Matthew K. Meyer, Jillian Smythe, Nishit Bandi, Mark T. Horton, Thomas J. Katavic
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Publication number: 20220374862Abstract: In various some embodiments a cellular card includes at least one microprocessor. The cellular card is equipped with multiple devices and configured with multiple functionalities to deter use of the cellular card in unsecure or fraudulent transactions. In various embodiments, the cellular card overcomes drawbacks often associated with cards containing batteries such as battery overheating, battery short life time, battery underperformance in extreme temperatures, and other types of drawbacks associated with batteries contained in cards.Type: ApplicationFiled: August 4, 2022Publication date: November 24, 2022Applicant: American Express Travel Related Services Company, Inc.Inventors: Russell WOLFE, James Bruce COLEMAN
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Patent number: 11488146Abstract: Disclosed are various embodiments for closing pre-authorization amounts on a virtual token account. In one example, among others, a computing device is configured to generate a virtual token that is associated with a parent transaction account. An authorization request is received for a virtual token transaction, which is associated with the virtual token. A transaction request amount is compared to a virtual token balance of the virtual token. The authorization request for the virtual token transaction is authorized based on the comparison between the transaction request amount and the virtual token balance. The computing device determines not to expire the virtual token based on a comparison between the settlement variance and the virtual token balance. The settlement variance is adjusted based on the virtual token balance being within a threshold of the settlement variance.Type: GrantFiled: June 11, 2020Date of Patent: November 1, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Jeremiah Curry, Vivekanandan Vaithinathan
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Patent number: 11468439Abstract: A proof-of-payment system may receive a payment confirmation including a transaction amount and a merchant identifier. The system may select a record from a registration repository by matching the merchant identifier to the record. The record may have a public key associated with the merchant identifier via a registration process, for example. The system may also generate a proof-of-payment payload comprising an identifier and a payment amount, and encrypt the proof-of-payment payload using the public key. The system may write the encrypted proof-of-payment payload to a blockchain maintained on a first blockchain node.Type: GrantFiled: January 12, 2017Date of Patent: October 11, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Sastry Durvasula, Andras Ferenczi, Sathish Muthukrishnan, Vishnuvajhala V. Subrahmanyam
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Patent number: 11461768Abstract: A balance and control system may write a data file transfer confirmation from a transmitter system to a blockchain in response to the transmitter system transmitting a data file to a receiver system with the confirmation including a transmitter system address, a receiver system address, and a first hash of the data file. The system may also write a data file transfer acknowledgement from a receiver system to the blockchain with the acknowledgement including the transmitter system address, the receiver system address, and a second hash of the data file. The blockchain may execute a smart contract to compare the first hash of the data file to the second hash of the data file to identify an out-of-balance file transfer event. A monitoring device of the B&C system may read the out-of-balance file transfer event from the blockchain.Type: GrantFiled: August 21, 2017Date of Patent: October 4, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Shyamala Chalakudi, Ming Yin
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Publication number: 20220301000Abstract: A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The system provides a coupon-less way for merchants to provide incentive discounts to enrolled customers.Type: ApplicationFiled: June 9, 2022Publication date: September 22, 2022Applicant: American Express Travel Related Services Company, Inc.Inventors: RUTH L. ALONI, BENZION T. AXELROD, JEAN L. BOWMAN, JACK J. FUNDA, JONATHAN S. POLON, Sripriya V. TIKU
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Publication number: 20220300938Abstract: A merchant registers a geolocation for a virtual point of sale. A consumer points a consumer device at the geolocation, and an icon representing the virtual point of sale is displayed on the consumer device in augmented reality. The consumer selects the icon to initiate a transaction with a digital wallet on the consumer device.Type: ApplicationFiled: June 9, 2022Publication date: September 22, 2022Applicant: American Express Travel Related Services Company, Inc.Inventors: Kinderley CHARLES, Manish Kumar DAS, Venkata RAMA RAO INUGANTI, Prasad Prakash KANVINDE, Phillip SALVANT, Marami SEN, Christopher Paul SHERIDAN
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Patent number: 11450129Abstract: A system provides an end-to-end solution for invoice processing which includes reading invoices (both pdfs and images), extracting key relevant information from the face of invoices, organizing the relevant information in a structured template as a key-value pair, and comparing invoices based on the similarities between different invoice fields to identify potential duplicate invoices.Type: GrantFiled: October 9, 2020Date of Patent: September 20, 2022Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Lokesh Bhatnagar, Himanshu Sharad Bhatt, Manoj Bhokardole, Gabriella P. Fitzgerald, Vinit Jain, Chetan Lohani, Shachindra Pandey, Gunjan Panwar, Shourya Roy, Di Xu
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Patent number: 11449887Abstract: A blockchain-based loyalty point system may include a blockchain API host that receives a request to transfer an amount of loyalty points from a first customer account to a second customer account. The system may validate the request by performing a cryptographic operation on the request using a public key associated with the first customer account. The system may also propagate a proposal to consensus participants for writing to a blockchain, wherein the proposal comprises the first customer account, the second customer account, and the amount of loyalty points. The system may also receive an exchange request from a loyalty wallet associated with the second customer account, validate the exchange request by performing the cryptographic operation on the exchange request using a public key, and propagate an exchange proposal to the consensus participants for writing to the blockchain.Type: GrantFiled: October 9, 2017Date of Patent: September 20, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Sastry Durvasula, Andras Ferenczi, Harish Naik, Vishnuvajhala Subrahmanyam
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Patent number: 11443025Abstract: A single sign-on system using blockchain is disclosed. The single sign-on system may interconnect various organization systems over a peer-to-peer network, with each organization system having a blockchain node and an application programming interface (API). The blockchain node invokes and uses a smart contract to write registration credentials to the blockchain during a registration process. During a login process, the blockchain node invokes the smart contract to determine whether login credentials match stored login credentials in the blockchain. In response to matching login credentials, the API may generate a single sign-on token that can be used by a user device to access one or more organization systems connected over the network.Type: GrantFiled: March 31, 2020Date of Patent: September 13, 2022Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Balaji Balaraman, Andras L. Ferenczi, Dallas L. Gale, Nilesh Yashavant Jadhav, Harish R. Naik
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Patent number: 11436585Abstract: A merchant registers a geolocation for a virtual point of sale. A consumer points a consumer device at the geolocation, and an icon representing the virtual point of sale is displayed on the consumer device in augmented reality. The consumer selects the icon to initiate a transaction with a digital wallet on the consumer device.Type: GrantFiled: December 19, 2017Date of Patent: September 6, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Kinderley Charles, Manish Kumar Das, Venkata Rama Rao Inuganti, Prasad Prakash Kanvinde, Phillip Salvant, Marami Sen, Christopher Paul Sheridan
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Patent number: 11423065Abstract: A data indexing system may use dynamic tags to increase findability and relativity of located datasets. The dynamic tags may be generated based on captured search log data. The system may calculate various parameters used to determine the findability and relativity of a given dataset. The system may calculate a dynamic tag score based on the calculated parameters. The system may store the dynamic tags and the associated dynamic tag score with the given dataset.Type: GrantFiled: June 17, 2019Date of Patent: August 23, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Ashish Kumar, Yousef Mofidi, Ruchika Panesar, Dhruv Navinchandra Shah, Jaskirat Singh
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Patent number: 11416784Abstract: A system and method is disclosed for automated remote transactions between a vehicle and a lodging system. The system may enable the vehicle to initiate an automated remote transaction to the lodging system to book an accommodation and complete a remote payment. The lodging system may transmit available accommodations to the vehicle. The vehicle may respond with a booking request comprising an accommodation selection and vehicle identifying data and the lodging system may communicate the vehicle identifying data to a payment network to authorize the remote transaction. In response to authorizing the remote transaction, the lodging system may complete the booking request with the vehicle.Type: GrantFiled: June 14, 2018Date of Patent: August 16, 2022Assignee: American Express Travel Related Services Company, Inc.Inventor: Wael Ibrahim
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Patent number: D969127Type: GrantFiled: July 3, 2019Date of Patent: November 8, 2022Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: Andrew Lei