Patents Assigned to Barclays Bank Delaware
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Patent number: 11424930Abstract: Systems and methods for accessing account information are provided. For example, an indication to launch an application that may provide account information may be received. A determination may be made regarding whether the indication is an initial interaction with the application. If the indication is an initial interaction, one or more credentials may be received via an interface that may be displayed via the application. If the indication is not the initial interaction, a token may be accessed. A request that may include the credentials or token may then be generated and transmitted such that credentials or token may be used to authenticate a device that includes the application and a user thereof, a new token may be generated, and a response with the new token and/or account information may be transmitted. The account information may then be displayed by an interface of the application.Type: GrantFiled: May 22, 2012Date of Patent: August 23, 2022Assignee: Barclays Bank DelawareInventors: Ryan Wesley Grier, Sr., Jeffrey Douglas Cardillo, Alexander Brown, Simon Ralph Dennis, James P. Kittridge, Ian David Sayers, Robert William Bethanis, Jr.
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Publication number: 20130318592Abstract: Systems and methods for accessing account information are provided. For example, an indication to launch an application that may provide account information may be received. A determination may be made regarding whether the indication is an initial interaction with the application. If the indication is an initial interaction, one or more credentials may be received via an interface that may be displayed via the application. If the indication is not the initial interaction, a token may be accessed. A request that may include the credentials or token may then be generated and transmitted such that credentials or token may be used to authenticate a device that includes the application and a user thereof, a new token may be generated, and a response with the new token and/or account information may be transmitted. The account information may then be displayed by an interface of the application.Type: ApplicationFiled: May 22, 2012Publication date: November 28, 2013Applicant: Barclays Bank DelawareInventors: Ryan Wesley Grier, SR., Jeffrey Douglas Cardillo, Alexander Brown, Simon Ralph Dennis, James P. Kittridge, Ian David Sayers, Robert William Bethanis, JR.
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Publication number: 20130226725Abstract: Various embodiments are described relating to systems for responding to RFPs and processes for making the same. The systems can include a container storing multiple recordable media containing information for responding to an RFP. The recordable media can be of different types. The information stored in each recordable media can be the same or only a portion of the information stored in each recordable media can be the same. The container and recordable media can be configured to identify the recipient of the system using, for example, colors, logos, words, structures, or the like (or combinations thereof).Type: ApplicationFiled: February 23, 2012Publication date: August 29, 2013Applicant: Barclays Bank DelawareInventors: Michael J. Melone, Jeanne McManaman
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Patent number: 8463650Abstract: Disclosed are systems and methods to initiate electronic payments using wireless network broadcasts. For example, a purchaser may purchase goods and/or services offered by a merchant by checking out (initiating a payment transaction for the goods and/or services) via a cash register or a point of sale terminal at the merchant. When a purchase amount or total for a particular purchase is calculated, a payment request message may be broadcasted publicly on a wireless network where the merchant and an electronic device operated by the purchaser may participate as network nodes. The electronic device may receive the broadcasted payment request message and may display an interface or visual indication that includes information associated with the payment request message such that the purchaser interact with the interface or visual indication to initiate a payment transaction to purchase the goods and/or services associated with the particular purchase.Type: GrantFiled: March 5, 2010Date of Patent: June 11, 2013Assignee: Barclays Bank DelawareInventor: Gabe B. Gindele
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Publication number: 20130085816Abstract: An online community for users of a financial services product, such as credit card users, and various features of such communities. For example, the members can share profits based on community performance, provide feedback and vote on ways to improve the financial services product experience, and help one other when possible. The online community can provide status indicators corresponding to members' engagement within the online community, publish the profit and loss statement of the financial services product associated with the community, provide a decline process that facilitates approval to the community for customers with improving credit, link members' deposits to provide a higher interest rate, automatically transfer balances between banks, and pay referral fees to the community.Type: ApplicationFiled: September 10, 2012Publication date: April 4, 2013Applicant: Barclays Bank DelawareInventors: Paul WILMORE, Jared YOUNG, Glenn C. McMILLEN
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Patent number: 7938320Abstract: Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.Type: GrantFiled: December 30, 2009Date of Patent: May 10, 2011Assignee: Barclays Bank DelawareInventor: Gabe B. Gindele
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Publication number: 20100228639Abstract: Disclosed are systems and methods to initiate electronic payments using wireless network broadcasts. For example, a purchaser may purchase goods and/or services offered by a merchant by checking out (initiating a payment transaction for the goods and/or services) via a cash register or a point of sale terminal at the merchant. When a purchase amount or total for a particular purchase is calculated, a payment request message may be broadcasted publicly on a wireless network where the merchant and an electronic device operated by the purchaser may participate as network nodes. The electronic device may receive the broadcasted payment request message and may display an interface or visual indication that includes information associated with the payment request message such that the purchaser interact with the interface or visual indication to initiate a payment transaction to purchase the goods and/or services associated with the particular purchase.Type: ApplicationFiled: March 5, 2010Publication date: September 9, 2010Applicant: BARCLAYS BANK DELAWAREInventor: Gabe B. Gindele
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Publication number: 20100103471Abstract: Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.Type: ApplicationFiled: December 30, 2009Publication date: April 29, 2010Applicant: BARCLAYS BANK DELAWAREInventor: Gabe B. Gindele
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Patent number: 7658324Abstract: Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.Type: GrantFiled: February 1, 2008Date of Patent: February 9, 2010Assignee: Barclays Bank DelawareInventor: Gabe B. Gindele
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Publication number: 20090194599Abstract: Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.Type: ApplicationFiled: February 1, 2008Publication date: August 6, 2009Applicant: Barclays Bank DelawareInventor: Gabe B. Gindele