Patents Assigned to Biometric Payment Solutions
  • Patent number: 11783320
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: October 10, 2023
    Assignee: Biometric Payment Solutions, LLC
    Inventor: Joan Lee Tibor
  • Patent number: 11138594
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: October 5, 2021
    Assignee: Biometric Payment Solutions, LLC
    Inventor: Joan Lee Tibor
  • Patent number: 10664834
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: May 10, 2019
    Date of Patent: May 26, 2020
    Assignee: BIOMETRIC PAYMENT SOLUTIONS
    Inventor: Joan Tibor McNeal
  • Patent number: 10304054
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: December 6, 2017
    Date of Patent: May 28, 2019
    Assignee: BIOMETRIC PAYMENT SOLUTIONS
    Inventor: Joan Tibor McNeal
  • Patent number: 9846875
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: December 13, 2016
    Date of Patent: December 19, 2017
    Assignee: Biometric Payment Solutions
    Inventor: Joan Tibor McNeal
  • Patent number: 9141951
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Grant
    Filed: July 3, 2013
    Date of Patent: September 22, 2015
    Assignee: Biometric Payment Solutions
    Inventor: Joan Tibor McNeal
  • Patent number: 8678273
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data is described herein. The electronic verification system includes a biometric data device for recording and/or transmitting biometric data taken at the transaction location. The electronic system is adapted to accept or deny a transaction based on the comparison result generated by comparing the biometric data and the information obtained from the transaction token at the transaction location with information previously stored in one or more databases.
    Type: Grant
    Filed: March 18, 2008
    Date of Patent: March 25, 2014
    Assignee: Biometric Payment Solutions
    Inventor: Joan Tibor McNeal
  • Publication number: 20140025583
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.
    Type: Application
    Filed: July 3, 2013
    Publication date: January 23, 2014
    Applicant: Biometric Payment Solutions
    Inventor: Joan Tibor McNeal
  • Patent number: 8485442
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. The system preferably has the ability to read or scan transaction and account information printed or encoded on the transaction token, digitally encode biometric data, scan drivers' licenses or other identification cards, and take a signature of a customer, all at a transaction location for purposes of account verification.
    Type: Grant
    Filed: July 2, 2009
    Date of Patent: July 16, 2013
    Assignee: Biometric Payment Solutions
    Inventor: Joan Tibor McNeal
  • Publication number: 20130002400
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data is described herein. The electronic verification system includes a biometric data device for recording and/or transmitting biometric data taken at the transaction location. The electronic system is adapted to accept or deny a transaction based on the comparison result generated by comparing the biometric data and the information obtained from the transaction token at the transaction location with information previously stored in one or more databases.
    Type: Application
    Filed: June 29, 2012
    Publication date: January 3, 2013
    Applicant: BIOMETRIC PAYMENT SOLUTIONS, LLP
    Inventor: Joan Tibor
  • Publication number: 20130002401
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data is described herein. The electronic verification system includes a biometric data device for recording and/or transmitting biometric data taken at a first location. The electronic system is adapted to determine if a transaction should be accepted or rejected based on the comparison result generated by comparing the biometric data and the information obtained from the transaction token obtained at the first location with information previously stored in one or more databases and transmit the decision to a second location.
    Type: Application
    Filed: June 29, 2012
    Publication date: January 3, 2013
    Applicant: BIOMETRIC PAYMENT SOLUTIONS, LLP
    Inventor: Joan Tibor
  • Publication number: 20110000961
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. The system preferably has the ability to read or scan transaction and account information printed or encoded on the transaction token, digitally encode biometric data, scan drivers' licenses or other identification cards, and take a signature of a customer, all at a transaction location for purposes of account verification.
    Type: Application
    Filed: July 2, 2009
    Publication date: January 6, 2011
    Applicant: Biometric Payment Solutions, LLP
    Inventor: Joan Tibor McNeal
  • Publication number: 20080156866
    Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. The system preferably has the ability to read or scan transaction and account information printed or encoded on the transaction token, digitally encode biometric data, scan drivers' licenses or other identification cards, and take a signature of a customer, all at a transaction location for purposes of account verification.
    Type: Application
    Filed: March 18, 2008
    Publication date: July 3, 2008
    Applicant: Biometric Payment Solutions, LLP
    Inventor: Joan Tibor McNeal