Abstract: A smart ring may be configured with a removable power source and an internal power source. The internal power source may enable continued operation of the smart ring disposed at a finger of a user, while the removable power source may be detached from the smart ring for charging or to be replaced with another charged removable power source. The removable power source may be disposed as a platform at an outer surface of a band-shaped housing of the smart ring, for example, via an adapter.

Abstract: The present embodiments may relate to generating dynamic transit routes based at least in part upon telematics data of users. For instance, a transit analysis (TA) computing device may be configured to: (1) receive telematics data from the plurality of user mobile devices, each user mobile device of the plurality of user mobile devices corresponding to one user identifier of a plurality of user identifiers; (2) build, for each user identifier of the plurality of user identifiers, a transit model; (3) generate, for each user identifier of the plurality of user identifiers, based at least in part upon the transit model associated with the user identifier, one or more transit predictions; and/or (4) generate, based at least in part upon the one or more transit predictions, for each user identifier of the plurality of user identifiers, a dynamic transit route.

Abstract: Systems and methods of generating scenic routes and safe parking locations near scenic points are provided. Based at least in part upon a driver indication of a preference for a scenic route from an origin location to a destination location, a mobile device application may generate a scenic route by selecting route segments between the origin location and the destination location associated with a large number of scenic points. Scenic points may be identified based at least in part upon historical driver telemetry data and POI data. For instance, if historical telemetry data indicates that a large number of drivers stop briefly at a location not known to be near a POI, that location may be a scenic location (e.g., a location where drivers frequently leave their vehicles to take photos). Additionally, safe parking locations near each scenic point may be identified based at least in part upon historical vehicle damage data, and navigation directions to safe parking locations may be provided.

Abstract: Method and system for generating virtual characters. For example, the method includes receiving first real-world telematics data associated with a first real-world user, determining first real-world driving characteristics based upon the first real-world telematics data, determining first virtual characteristics based upon the first real-world driving characteristics, generating and presenting the first virtual character in a virtual game, receiving second real-world telematics data associated with a second real-world user, determining second real-world driving characteristics based upon the second real-world telematics data, determining second virtual characteristics based upon the second real-world driving characteristics, and generating and presenting the second virtual character in the virtual game, where the first and second virtual characters are generated with different virtual characteristics.

Abstract: A system including one or more processors and one or more non-transitory computer-readable media storing computing instructions that, when executed on the one or more processors, cause the one or more processors to perform operations: analyzing telematics data and device interaction data to determine vehicle driving instances in which a user interacts with a mobile device during a vehicle trip for a vehicle; and the device interaction data is generated when the user interacts with the mobile device during the vehicle trip for the vehicle; receiving positioning data associated with one or more positions of the mobile device within the vehicle during the vehicle trip for the vehicle; and identifying whether the user interacting with the mobile device is a driver of the vehicle based at least in part upon the positioning data and the vehicle driving instances. Other embodiments are disclosed.

Abstract: A computer-implemented method can include receiving personal data associated with a user. The method also can include predicting, by a trained predictive possession model, a set of items owned by the user based at least in part upon the personal data associated with the user. The trained predictive possession model is configured to extract data associated with the set of items from the personal data. The method additionally can include assigning, by the trained predictive possession model, a predicted value for each item of the set of items. The method further can include causing information indicative of an item of the set of items and the predicted value for the item to be displayed on a user device of the user. The method additionally can include receiving an adjusted value for the item in the set of items. The method further can include causing the trained predictive possession model to be updated based on the adjusted value for the item. Other embodiments are described.

Abstract: A smart ring includes a body. The body includes a first part including at least a part of a sensor unit. The body also can include a second part including at least a part of an output unit and removably connected to the first part of the body. The body can further include a first pair of removable portions. The first pair of removable portions can include a first removable portion connected to the first part of the body. The first pair of removable portions also can include a second removable portion connected to the second part of the body. The first removable portion can be removable from the body. The second removable portion can be removable from the body. Other embodiments are disclosed.

Abstract: The described systems and methods determine a driver's fitness to safely operate a moving vehicle based at least in part upon observed UVB exposure patterns, where the driver's UVB exposure levels may serve as a proxy for vitamin D levels in that driver's body. A smart ring, wearable on a user's finger, continuously monitors user's exposure to UVB light. This UVB exposure data, representing UVB exposure patterns, can be utilized, in combination with driving data, to train a machine learning model, which will predict the user's level of risk exposure based at least in part upon observed UVB exposure patterns. The user can be warned of this risk to prevent them from driving or to encourage them to get more sunlight exposure before driving. In some instances, the disclosed smart ring system may interact with the user's vehicle to prevent it from starting while exposed to high risk due to deteriorated psychological or physiological conditions stemming from insufficient UVB exposure.

Abstract: A credit score prediction (CSP) computing device comprising at least one processor in communication with a memory device. The at least one processor can be configured to receive current user data and current vehicle telematics data associated with a first user. The at least one processor further can be configured to apply a model, as trained, to the current user data and the current vehicle telematics data to predict a credit score associated with the first user. The model can be trained using a training dataset. The at least one processor also can be configured to determine a probability of error associated with the credit score, as predicted, based upon a number of records in the current vehicle telematics data. The probability of error can be lower when the number of records in the current vehicle telematics data is higher.

Abstract: A smart waste bin for waste management is provided. The smart waste bin may include a plurality of cameras, a deposit container, a plurality of waste receptacles, and a computing device including at least one processor in communication with at least one memory device. The processor may be configured to: (i) receive image data of items inserted into the deposit container by a user, the image data captured by a camera of the plurality of cameras, (ii) receive user data associated with the user, (iii) classify the one or more items based upon the image data, (iv) sort the one or more items into the corresponding waste receptacle of the plurality of waste receptacles based upon the classification, (v) determine an assigned value of the one or more items based upon the classification, and (vi) compensate the user based upon the assigned value of the one or more items.

Abstract: Systems and methods for performing multi-factor authentication using a smart ring are disclosed. An exemplary method includes performing a first authentication operation by: collecting, by sensors, gestural data representing a candidate gesture corresponding to ring movement; comparing the candidate gesture to an authentication gesture for a known user; when the candidate gesture matches the authentication gesture, generating a first signal indicating that a particular user has been identified and authenticated as the known user; and transmitting the first signal to a second device, wherein the second device controls access to a resource. The method also includes performing a second authentication operation by detecting contact between the ring and an external component; and generating and transmitting a second signal in response to detecting the contact, and when the second device receives the first and the second signals, causing the second device to grant the particular user access to the resource.

Abstract: A gate-based vehicle image capture system for analyzing vehicle image data is presented. The system may include a portable imaging gate apparatus configured to capture vehicle image data of a vehicle. The portable imaging gate apparatus may include a plurality of imaging assemblies positioned at a plurality of viewing angles. The system may further include an external processing server configured to receive the vehicle image data from the portable imaging gate apparatus. The external processing server may also analyze the vehicle image data to identify a plurality of vehicle features, and determine a first vehicle feature from the plurality of vehicle features. The first vehicle feature may be related to a vehicle incident. The system may also include a provider server configured to receive the first vehicle feature from the external processing server, and update an aspect of a risk evaluation based on the first vehicle feature.

Abstract: A smart ring is configured harvest mechanical energy using piezoelectricity. The smart ring includes a ring-shaped housing, a power source disposed within the ring-shaped housing, and a charging circuit. The charging circuit includes a piezoelectric harvesting element, and is configured to charge the power source when user motion causes a mechanical deformation in the piezoelectric harvesting element. The smart ring further includes a component, disposed within the ring-shaped housing and configured to draw energy from the power source, and further configured to perform at least one of: i) sense a physical phenomenon external to the ring-shaped housing, ii) send communication signals to a communication device external to the ring-shaped housing, or iii) implement a user interface.

Abstract: Method and system for generating virtual encounters.

Abstract: A system for communicating information indicative of driving conditions, to a driver, using a smart ring are disclosed. An exemplary system includes a smart ring with a ring band having a plurality of surfaces including an inner surface, an outer surface, a first side surface, and a second side surface. The system further includes a processor, configured to obtain data from a communication module within the ring band, or from one or more sensors disposed within the ring band. The obtained data is representative of information indicative of one or more driving conditions to be communicated to the driver. The smart ring also includes a haptic module disposed at least partially within the ring band, and the module being configured to communicate information indicative of the one or more driving conditions.

Abstract: Systems and methods for dynamically assessing vehicle operation are described. According to certain aspects, an electronic device may accumulate telematics data associated with operation of a vehicle, where the telematics data indicates a location of the vehicle. The electronic device may retrieve additional telematics data of additional vehicles operating at or near the location, and compare the accumulated telematics data to the additional telematics data. The electronic device may dynamically generate and display a data visualization indicating the analysis for review by an operator of the vehicle.

Abstract: Method and system for generating a hybrid epoch score and driver feedback for a user. In some examples, a computer-implemented method includes: receiving prior telematics data indicative of the operation of a vehicle by the user during one or more prior trips in a prior epoch; receiving recent telematics data indicative of the operation of the vehicle by the user during one or more recent trips in a current epoch; generating a prior epoch score based at least in part upon the prior telematics data; generating a partial current epoch score based at least in part upon the recent telematics data; generating a hybrid current epoch score based at least in part upon the prior epoch score and the partial current epoch score; generating a driver feedback based at least in part upon the hybrid current epoch score; and presenting the driver feedback to the user via a display.

Abstract: Telematics systems and methods are described for generating interactive animated guided user interfaces (GUIs). A telematics cloud platform is configured to receive vehicular telematics data from a telematics device onboard a vehicle. A GUI value compression component determines, based on the vehicular telematics data, a plurality of GUI position values and a plurality of corresponding GUI time values. A geospatial animation app receives the plurality of GUI position values and the plurality of corresponding GUI time values. The geospatial animation app implements an interactive animated GUI that renders a plurality of geospatial graphics or graphical routes on a geographic area map via a display device. The geospatial graphics or graphical routes are rendered to have different visual forms based on differences between respective GUI position values and corresponding GUI time values.

Abstract: Method and system for validating a plurality of policies. For example, a computer-implemented method includes receiving a plurality of policies, each policy of the plurality of policies associated with a policy lifecycle including one or more validation actions, each validation action of the one or more validation actions being associated with an action time; mapping the one or more validation actions associated with each policy of the plurality of policies on a common timeline of a shared clock; and determining the plurality of validation times based at least in part upon the action time associated with each validation action of the one or more validation actions by at least one of: minimizing the amount of validation times of the plurality of validation times; and maximizing the amount of validation actions contained within each validation time of the plurality of validation times on average across the plurality of validation threads.

Abstract: A smart ring charging system comprises a charging source integrated into an object, the object configured to be held by a user wearing a smart ring. The smart ring may include a ring-shaped housing and a power source disposed within or at the ring-shaped housing and configured to receive energy from the charging source while the user is wearing the smart ring and holding the object. A controller may be disposed within or at the ring-shaped housing, or at the object with the charger and configured to estimate a charging rate at which the power source receives the energy from the charging source. The system may further include one or more indicators configured to indicate the charging rate.