Abstract: A web server system provides for the secure exchanging files with a remote transfer server over an open network such as the Internet. The transfer server operates a plurality of transfer methods.

Abstract: A transfer client system exchanges files with a transfer server over an open network such as the Internet. The transfer client comprises an upload directory for storing files for subsequent transfer to the transfer server, an authentication registry securely storing authentication credentials, and a transfer client. The transfer client sends a log-on message to a remote transfer server over a secure transport protocol logical connection established over the open network. The log-on message includes the authentication credentials. In response the transfer client receives a session ID from the remote transfer server. The transfer client then sends a read event message to the remote transfer server which includes Session ID obtained from the remote transfer server. In response the transfer client obtains event parameters which include identification of a file name and an upload directory path previously stored in an events parameter table.

Abstract: A supplemental financial transaction processing system operates in conjunction with one or more primary financial services systems for purposes of providing supplemental financial transaction processing services to users of the primary financial services system. The supplemental financial transaction processing system comprises a secure web services system and a supplemental transaction server. The secure web services system comprises at least one financial transaction method available to the primary financial services system. Upon receipt of a method call for a financial transaction, the supplemental financial transaction processing system: i) associates a unique redirect URL to the method call; and ii) returns the unique redirect URL to the primary financial services system. The primary financial services system may then pass the unique redirect URL through a secure connection with its client.

Abstract: A transfer client system exchanges files with a transfer server over an open network such as the Internet. The transfer client comprises a download directory for storing binary objects obtained from a transfer client server for subsequent retrieval by a local data processing system. The transfer client sends a log-on message to a remote transfer server over the open network, the log-on message including the authentication credentials. In response a session ID is obtained from the remote transfer server. The transfer client further sends a read event message to the remote transfer server over the open network, the read event message including the session ID. Event parameters are returned in response, the event parameters comprise identification of a file name and identification of the download directory. The transfer client sends a download message to the remote transfer server over the open network, the download message comprises the session ID and identification of a binary object.

Abstract: A system provides for the secure exchanging files with a remote transfer server over an open network such as the Internet. The system comprises a database with file transfer tables, a hypertext transport protocol (HTTP) server, and a web services server. The HTTP server is coupled to the database and provides web pages to an HTTP client to obtain file transfer event parameters and identification of a remote file transfer client to which the file transfer event parameters are associated. The file transfer event parameters are stored in the file transfer tables in association with the identification of the remote file transfer client. The web services server comprising a plurality of transfer methods.

Abstract: An accounts payable automation server system with integrated discount and factoring management, the system comprises an invoice loader receiving invoice data. The invoice data includes at least a vendor element and an amount payable element. The vendor element identifies a vendor and the amount payable element identifies consideration payable by the customer to the vendor. Customer user access workflows present, to a customer system, the invoice data. Finance company user access workflows: i) present, to a finance system, the vendor element and the amount payable element; and ii) receive, from the finance system, an offer of early payment in exchange for a discount of the consideration payable. Vendor user access workflows: i) present, to the vendor system, the offer of early payment in exchange for a discount of the consideration payable; and ii) receive an acceptance of the offer from the vendor system.

Abstract: A data capture system receives a sequence of output document objects and, for each output document object, writes output data values to an output data structure. The system includes a data storage, a first tier data extraction system and at least a second tier data extraction system. The first tier data extraction system is adapted to receive each output document object. Each output document object may be in a print language format comprising a plurality of print elements. For each required invoice data element, the first tier data extraction system obtains identification of a positional element value from a positional data set that includes, as its invoice data element, identification of the required invoice data element; and, if the output document object includes a qualifying text string, writes an output data value to the output data structure in association with identification of the required invoice data element.

Abstract: An invoice processing system generates a data structure, comprising a data field value associated with each of a plurality of identified data fields, from a document image comprising text representing each of such data field values. The secure document data capture system includes a character recognition system receiving the document image and recognizing characters within the text to generate, for each of the identified data fields, a data field value for association therewith. A validation engine identifies a subset of the identified data fields which can be referred to as exception data fields due to failure to comply with a validation rule. An exception handling system provides an exception image to a first client system. The exception image comprising a portion of the document image which includes text of the at least one suspect character within the exception data field with a context portion of the document image redacted.

Abstract: An invoice processing system includes a document system and an invoice hub. The document system receives a document image (either a paper invoice or an image file). A character recognition system generates a data file representation of the invoice data from the document image. A data field value validation engine determines, for each data field, a rule associated with each data field. The rule is applied to the data field value to distinguish between a valid field value and suspect data value. A correction center: i) displays a portion of the document image comprising the suspect field value; ii) receives user input of a replacement value to replace the suspect field value as the data field value. The invoice hub receives the data file which includes all validated data field values and stores the invoice data in a transaction database. A spend management evaluation module performs an evaluation function of a selected one of a plurality of evaluation parameter sets to generate a resulting value.

Abstract: A method for obtaining an approval of an electronic fund transfer (EFT) disbursement file from a user of a remote system and transferring the EFT disbursement file to a payments processor. The method comprises generating a digest, by performing a hash of the EFT disbursement file, and transferring the digest to the remote system along with authorization control code. The authorization control code drives the remote system to obtain a digital signature of authenticated attributes, which includes the digest, and generate an authorization response. The method further comprises receiving the authorization response from the remote system and transferring an electronic funds submission to the payments processor. The electronic funds submission comprises the payment transaction file and at least a portion of the authorization response comprising the digital signature.

Abstract: A system for generating a document at a remote printer includes a print services server, an application server, and a print control executable. The print services server stores a plurality of binary objects each in association with a unique identifier. Each binary object includes a print formatted object representing a document set. The application server: i) establishes a transport session with a browser of a remote client; ii) provides a listing of a plurality of document sets to the remote client; iii) obtains identification of a selected one of the plurality of document sets; and iv) generates a return object instruction message to the print services sever. The return object instruction message including an identification number which corresponds to the unique identifier associated with the binary object that includes the print formatted object representing the selected one of the plurality of document sets. The print services server receives the return object instruction and provides a response.

Abstract: A system for interfacing with an application server and generating a print command file for secure download and printing of a document at a remote client comprises image template storage, binary object storage, a print command object, and a return object. A plurality of document templates are stored in the image template storage. Each document template comprises a document pattern and a plurality of data fields. The print command object: i) receives a content message from the application server, the content message comprising a plurality of data elements; ii) creates a print command file which includes data and print system commands representing a document image template with its data fields populated with data elements from the content message; iii) stores a representation of the print command file, in conjunction with a unique identification number, in the binary object storage; and iv) returns the unique identification number to the application server.

Abstract: A system for generating a document at a print system under the control of a remote client comprises a document image template, a print command object, and a print control executable. The document template comprising a document image and a plurality of data fields. The print command object receives a content message which comprises a plurality of data elements. The print command object creates a binary object representing a print command file. The print command file includes data and print system commands representing the document image template with the data fields populated with data elements from the content message. The binary object is provided to the remote client. The print control executable, operating on the remote client, receives the binary object into volatile memory send passes the print command file to the print system for document generation.

Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.

Abstract: An electronic transaction processing server receives and evaluates invoice transaction files. The server comprises a network circuit for communicating over a frame switched network with each of a plurality of participating systems. The participating systems comprising at least one customer workstation and at least one vendor workstation. A session management engine establishes a first secure session with a customer workstation and provides, to the customer workstation, a configuration document. The configuration document enables customer selection of evaluation parameters. The session management engine receives a post of the selected evaluation parameters and writes an indication of the selected evaluation parameters to a rules definition table. The session management engine further establishing a second secure session with a vendor workstation, receives an invoice file from the vendor workstation, and loads invoice line item values from the invoice file to records in a database.

Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.

Abstract: The present invention relates to a secure check clearing server. The check clearing server comprises a database for storing payment information associated with an issued check and a status indicator associated with the issued check. A clearing module receiving a clearing request message. The clearing request message includes payment information associated with a purported check. The payment information includes a core digital image of the purported check. The clearing module determines whether the purported check is unaltered and clearable and, if unaltered and clearable initiates clearing of the purported check. The purported check is determined to be unaltered if the payment information associated with the purported check matches the payment information associated with the issued check. The purported check is determined to be clearable if the issued check is not cleared or canceled.

Abstract: A client system obtains data content or is linked to data processing systems related to user selected data content within a portable document file. The client system comprises a browser system for receiving an HTTP package containing a first portable document file, the first portable document file comprising display class data content selectable by the user and related hidden class data content. The client system further comprises a display module for displaying the display class data content on a display screen associated with the client system. The client system further comprises a message module for building a message in response to user selection of display class data content, sending the message to a message server, and receiving a second HTTP package containing a portable document file from the message server.

Abstract: A message server comprises web server systems for sending a first portable document file to a client system. The first portable document file comprises displayed data content selectable by the user and associated hidden data content. The hidden data content may be in a tagged data content format. The message server receives a message from the client system. The message comprises both: i) identification of the first portable document file; and ii) identification of the displayed data content selected by the user. The message sever uses the identification of the first portable document file and the identification of the displayed data content selected by the user to link the client system to a data processing system at a specified network address, the data processing system being related to the content selected by the user.

Abstract: A message server comprises web server systems for sending a first portable document file to a client system. The first portable document file comprises displayed data content selectable by the user and associated hidden data content. The hidden data content may be in a tagged data content format. The message server receives a message from the client system. The message comprises both: i) identification of the first portable document file; and ii) identification of the displayed data content selected by the user. The message sever uses the identification of the first portable document file and the identification of the displayed data content selected by the user to locate and provide a second portable document file that is related to the content selected by the user.