Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
Type:
Application
Filed:
May 18, 2012
Publication date:
September 13, 2012
Applicant:
Crew Financial LLC
Inventors:
Raymond A. LeClair, Henry Evan C. Schulman
Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
Type:
Grant
Filed:
May 24, 2006
Date of Patent:
May 22, 2012
Assignee:
Crew Financial LLC
Inventors:
Raymond A. LeClair, Henry Evan C. Schulman
Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
Type:
Application
Filed:
May 24, 2006
Publication date:
December 13, 2007
Applicant:
Crew Financial, LLC
Inventors:
Raymond A. LeClair, Henry Evan C. Schulman