Abstract: A device (12, 312, 494) operates to cause financial transfers responsive to data read from data bearing records. The device includes a reader (20, 314) that is usable to read check data from financial checks. The reader is also usable to read record document data associated with goods provided to a purchaser. At least one circuit (54, 332) of the device is operative to cause a determination to be made that check data and/or record document data corresponds to stored data. Responsive to the determination, check data and record data is made available to a payee terminal (346).

Abstract: A device (12) operates to cause financial transfers responsive to data read from data bearing records. The device includes a reader (20) that is usable to read check data from financial checks. The reader is also usable to read data from invoices and other documents associated with deliveries of goods or other items. At least one processor circuit (54) of the device is operative to cause a determination to be made that invoice data corresponds to stored data associated with a purchaser to whom a delivery of goods is authorized to be made. Responsive to the determination, a check amount that is determined from read check data is added to an account of a vendor associated with delivered goods.

Abstract: A method for processing paper payments is provided. The method may include, by a payment processing apparatus, preloading account data for accounts for which a payment may be received, extracting payment details on a payment document, and identifying an account for a payment based on at least the preloaded account data. The method may additionally include providing the ability for a user to correct or validate a payment, as well as providing various searching capabilities for a user to accurately identify an account. The method may also include identifying physical characteristics of a payment, and/or a payment source, and generating an output file to be used in a payment posting process. Corresponding systems, apparatuses, and computer program products are also provided.