Abstract: Systems and methods are described for a customer to enroll in and manage a program for automatic payment for the recurring bills of a number of merchants within a single interface. The interface can be provided by the customer's credit card-issuing financial institution, which contacts the customer-selected merchants and arranges for automatic payment via the credit card. As an incentive for the customer's enrollment, an award such as award points or a lower rate of interest can be provided with respect to the automatically made transactions.

Abstract: A machine is provided for cutting credit cards, debit cards or special value cards to an unconventional size or shape or alternatively to a smaller rectangular size. The machine includes a feed device, a first conveyor with a plurality of nests for receiving cards from the feed device and transporting them individually to a cutting station, a cutting device for cutting the cards and a delivery device for removing the cut cards from the cutting station.