Abstract: Described herein are computer implemented frameworks and methods configured to create and manage a virtual currency bearing characteristics of both a cryptocurrency and fiat money at the same time. The virtual currency bridges the gap between fiat currency of the real world commerce, trade, and finance and cryptocurrency by way of a self-adjusting extrinsic value that is influenced by cross currency exchange rates of fiat currencies. This virtual currency is: relatively agnostic to a volatile global financial condition and has an automatic Global Fiat Currency Grid Normalisation Engine; is autonomous; has no need for arbitration; works entirely on a peer to peer distributed public ledger system (sometimes also known as a block chain) that self-checks, self-validates and secures itself.