Abstract: There is provided a method that includes (a) presenting, via a communications network, a first interface that enables a creditor to access a credit application template, to create a customized credit application, and (b) presenting, via the communications network, a second interface that enables a credit applicant to access the customized credit application and provide information required by the customized credit application. There is also provided a system that executes the method.

Abstract: There is provided a method for searching a database to obtain data. The method includes (a) prioritizing a set of keys that are derived from a match inquiry, thus yielding a prioritized set of keys, wherein the prioritizing is based on, for each key of the set, an efficacy of using the key, (b) determining a subset of the prioritized set, and (c) retrieving, using the subset, a set of candidates for satisfying the match inquiry.

Abstract: A security-to-entity crosswalk system and method link business entity information to financial security information to provide risk insight about the business entity associated with a given security. The system comprises a collection of financial securities data, a collection of business entity data, and an integration component. The integration component links the collection of financial securities data with the collection of business entity data into a collection of master data. A business entity identifier is appended to an issuing entity in a collection of data. The business entity identifier is linked to a financial security identifier in the collection of data. Business information associated with said issuing entity is provided.

Abstract: A method of consolidating records from databases is disclosed. The method comprises initially making a first identification of a candidate match between records using a first search technique. The method further comprises making a second identification of a candidate match between records using a second search technique, and displacing the first identification of a candidate match between records based on a probability that the second identification is correct.

Abstract: A risk assessment manager is an intranet-based software system that provides enterprise-wide automated risk assessment and portfolio management to help companies reduce bad debt, decrease operational expenses, and increase cash flow. System features include integrating business information associated with unique business identifiers and displaying data in multiple languages and currency.

Abstract: There is provided a method that includes (a) receiving an input postal address, (b) comparing the input postal address to a standard, (c) providing a single best postal address corresponding to the input postal address based on the comparing, (d) matching the single best postal address to a business in a business information database, (e) obtaining a business address for the business from the business information database, and (f) correcting the single best postal address, based on the business address, to yield a corrected postal address. There is also provided a system that performs the method, and a machine-readable medium having instructions stored thereon that cause the machine to perform the method.

Abstract: The present invention provides methods and systems for facilitating business processes in an enterprise application. The method according to one embodiment of the present invention comprises obtaining information regarding one or more entities and analyzing the information regarding the one or more entities to determine one or more paths between the one or more entities and one or more members of an enterprise. Information regarding the one or more entities is distributed to the one or more members of the enterprise where one or more paths exist between the one or more members of the enterprise and the one or more entities.

Abstract: A data integration method involves a unique method of collecting raw business data and processing it to produce highly useful and highly accurate information to enable business decisions. This process includes collecting global data, entity matching, applying an identification number, performing corporate linkage, and providing predictive indicators. These process steps work in series to filter and organize the raw business data and provide quality information to customers. In addition, the information is enhanced by quality assurance at each step in this process to ensure the high quality of the resulting data.

Abstract: A business information service provides data cleansing to correct and update both domestic and global addresses. A combination of processes generate cleansed data for input into a matching process. The matching process matches information about a business, including the address, to a unique business identifier in at least one database of business information. The matching process is more successful with more standard and accurate input addresses.

Abstract: There is provided a method that includes (a) presenting, via a communications network, a first interface that enables a creditor to access a credit application template, to create a customized credit application, and (b) presenting, via the communications network, a second interface that enables a credit applicant to access the customized credit application and provide information required by the customized credit application. There is also provided a system that executes the method.

Abstract: There is provided a method for searching a database to obtain data. The method includes (a) prioritizing a set of keys that are derived from a match inquiry, thus yielding a prioritized set of keys, wherein the prioritizing is based on, for each key of the set, an efficacy of using the key, (b) determining a subset of the prioritized set, and (c) retrieving, using the subset, a set of candidates for satisfying the match inquiry.

Abstract: A system and method for finding a business entity in a database that matches input data. A web services interface accepts a match request and provides a best match. A pre-processing layer cleans, parses, and standardizes input data into terms. An application layer includes a match engine for processing the match request using the terms. The match engine evaluates and scores match candidates from the database to provide the best match and, optionally, an ordered list of match candidates.

Abstract: In preferred embodiments, the present invention includes computer-implemented methods and computer systems for know-your-customer risk assessment that assemble a plurality of data elements descriptive of the risk characteristics of a designated customer, wherein at least one data element is descriptive or risk characteristics determined by a government, weigh a selected plurality of the assembled data elements relative to the risk indicated by the determined data element values, and combine the weighted data elements into one or more indices representative of the know-your-customer risk of the designated customer. The present invention also includes computer readable media with computer code for performing these methods.

Abstract: A method for facilitating a transaction in electronic commerce, comprises the steps of identifying a first party to the transaction from a digital identifier, extracting a profile identifier of the first party from the digital identifier, and retrieving data from a database based on the profile identifier.

Abstract: A business information service provides data cleansing to correct and update both domestic and global addresses. A combination of processes generate cleansed data for input into a matching process. The matching process matches information about a business, including the address, to a unique business identifier in at least one database of business information. The matching process is more successful with more standard and accurate input addresses.

Abstract: A system and method for finding a business entity in a database that matches input data. A web services interface accepts a match request and provides a best match. A pre-processing layer cleans, parses, and standardizes input data into terms. An application layer includes a match engine for processing the match request using the terms. The match engine evaluates and scores match candidates from the database to provide the best match and, optionally, an ordered list of match candidates.

Abstract: A data integration method involves a unique method of collecting raw business data and processing it to produce highly useful and highly accurate information to enable business decisions. This process includes collecting global data, entity matching, applying an identification number, performing corporate linkage, and providing predictive indicators. These process steps work in series to filter and organize the raw business data and provide quality information to customers in a report. In addition, the information is enhanced by quality assurance at each step in this process to ensure the high quality of the resulting report.

Abstract: A communication system for producing electronic business information reports comprising: a communication network, a website module, a product fabrication module, a computer system for communicating with and controlling the operation of the group of modules via the network, means for accessing the computer system thereby to enable communication and control of the modules by a user, and means for providing just-in-time business information reports wherein a request therefor is transmitted through the website to the product fabrication module.

Abstract: A method for providing business information comprises receiving a request, a selected industry, and a selected region, then generating report data, and providing a printable industry report. The industry report has charts and a map and is divided into a national market overview section, a market dynamics section, and a company information section. A system for providing business information has an application server, a web server, and a memory, such as a database. The application server fabricates a data product. The web server processes requests from the application server and provides the data product in an industry report. The web server includes charting and mapping components. For rapid retrieval, the database stores a table of company information.

Abstract: A computer system and method that authenticates a business partner fully automatically in response to a request from a user. The computer system is interconnected via network with a user device operated by the user and a partner device operated by the business partner. Identifying data of the business partner is provided on a standard template that has a data format that is compatible with the data handling capability of the computer system. The identifying data of the business partner is matched to a data record of a business entity contained in a business database. Selected data attributes of the data record are processed according to an authentication policy to determine authenticity.