Abstract: A protective vest for use by motorcycle riders, snow mobile riders, rodeo riders and the like provides an integral inner vest of cushioned material such as foam having a vertical opening at the front portion thereof and a pair of arm openings allowing it to be dorned by a wearer. A lowermost circumferential armor plate of hardened plastic, for example, extends from the vertical opening 360.degree. degrees around the wearer and vertically from the lowermost portion of the vest upwardly a distance terminating at the middle portion of the vest. The hardened armor plate is bonded, for example, directly to the innermost foam vest. A pair of bilaterally symmetrical hardened plates extend from the mid portion of the vest upwardly over the shoulder of the vest and downwardly onto the back portion thereof forming a pair of bilaterally symmetric continuous armor plated panels separate from the lowermost panel and from each other.