Abstract: One method for transferring funds includes receiving at a web server computer a request to transfer funds from a sender to a receiver. The request includes information identifying the sender and a payment vehicle for providing funds to transfer. The payment vehicle is validated and a transaction identifier is generated or assigned. The transaction identifier may be transmitted from the web server computer to the sender. When ready to receive the funds, the transaction identifier is entered into an ATM. If the transaction identifier is validated, the funds are dispensed from the ATM.

Abstract: Systems and methods associated with ordering, producing and/or distributing incentive messages. Systems can include means for receiving requests for incentive messages, for receiving payment for the incentive messages, and for transferring the incentive message to a receiver. Such incentive messages can include a trophy and a redemptive code.

Abstract: In one embodiment, a method for producing a customized presentation instrument comprises receiving at a production computer system production information needed to produce a customized presentation instrument. The production information may comprise customized design information from a purchaser of the presentation instrument, recipient information and a unique identifier. The design information is placed onto a piece of stock material to form the customized presentation instrument. The identifier is stored on the presentation instrument. Further, the completed presentation instrument is sent to the recipient.

Abstract: A currency exchange and merchandise sales system includes a point-of-sale (POS) computer for inventorying currency and merchandise and for recording transactions involving same. A cash/currency processing computer (CPC) is located remote from the POS computer and receives data therefrom and transfers data thereto. The system is adapted for conducting currency exchange and merchandise sales transactions among passengers on a vehicle, such as an airliner, particularly on international flights. A security drawer is removably mounted in an airliner service cart packed with merchandise. The security drawer receives currency used for foreign currency exchange (FX) and for merchandise sales transactions. A currency exchange and merchandise sales method includes the steps of inventorying the currency and merchandise and loading same in the security drawer and the service cart preflight. Currency exchange and merchandise sales transactions are conducted by the aircrew in-flight and recorded on the POS computer.