Abstract: An apparel belt with inner and outer plies, having an opening in the inner ply to provide access to the space between the plies for placing articles, such as money. The belt has a doubled-back portion at one end defining a loop for retaining a buckle. The opening lies across from the doubled-back portion and is covered by it when the doubled-back portion is fastened to the inner layer. The opening is arcuate, with a flap being defined to provide access to the ends of the articles placed therein. Releasable snap fasteners fasten the doubled-back portion to the inner ply to cover the opening and flap.