Abstract: The invention is in the field of child, human, or animal or unnatural protective covers for beds, furniture, car seats, floors, or any surface that needs to be protected from spills, or waste or bedwetting or accidental discharges of any type. The invention is washable, and has patterns that look nice and can be varied. In its preferred form, there are about five layers, with the top pleasing to the human eye and skin, which is quilted or otherwise attached to the second layer that is substantially absorbent such as a batting type of material that allows some liquid or other material to pass to the third set of liquid catching layers, which is typically a polymer having bonded thereto two cotton type fabric layers. All layers are bound together in some fashion.