Abstract: Disclosed herein is a mobile billing method using an automatic response service (ARS) through call transfer including (a) setting a call between a franchisee server and a mobile terminal according to a request from the franchisee server, (b) receiving a request for call transfer from a billing relay server receiving the request for the call transfer from the franchisee server, performing the call transfer and transmitting an ARS announcement to the mobile terminal, (c) receiving a request for billing from the mobile terminal and requesting authentication and billing from the billing relay server, and (d) receiving a result of the authentication and billing approval from the billing relay server and performing call transfer between the mobile terminal and the franchisee server.

Abstract: Disclosed herein is a mobile billing method using an automatic response service (ARS) including (a) receiving an ARS connection number, a payer's number and a mobile terminal number from an ARS server, (b) identifying a franchisee server based on the ARS connection number and requesting billing information based on the payer's number from the franchisee server, (c) transmitting the billing information to the ARS server and receiving a request for authentication and billing from the ARS server, and (d) requesting authentication and billing approval from a billing server, receiving a result of the authentication and billing approval from the billing server and transmitting the result of the authentication and billing approval to the ARS server.

Abstract: Disclosed herein is a mobile billing method using an automatic response service (ARS) through call transfer including (a) receiving a call signal from a mobile terminal to a franchisee server to set a call to the franchisee server, (b) receiving a request for call transfer from a billing relay server receiving the request for the call transfer from the franchisee server, performing the call transfer and transmitting an ARS announcement to the mobile terminal, (c) receiving a request for billing from the mobile terminal and requesting authentication and billing from the billing relay server, and (d) receiving a result of the authentication and billing approval from the billing relay server and performing call transfer between the mobile terminal and the franchisee server.

Abstract: A mobile payment method using a barcode is provided. In the method, a barcode is scanned using a mobile terminal of a member store to extract product information and/or payment-related information written to the barcode. Information of a payment methods selected by a customer is input to the mobile terminal and the input information is combined with the extracted product information and payment-related information to generate payment information. The payment information is transmitted to a payment server through or without passing through a relay server. The mobile terminal receives a payment confirmation code from the relay server or the payment server.