Abstract: There is disclosed a method of manufacturing a credit card including the fabrication of a plurality of plastic credit cards, as in sheet form, and then severing such cards into individual personal cards with coded information thereon for identifying the person or account to which the cards relate. Printed on such card is indicia indicating the card is "void". Fabricated separately from the respective cards are strips of hologram material which are sized to act as covers for overlying the "void" indicia and which incorporate optical images which may be characteristic of a particular account or institution to indicate the card is currently active. The indicia covers are stored separate from the cards and are only applied thereto as a last step prior to shipment of the cards from the place of storage to the customer.