Abstract: A remote condition reporting system for use in a home, for example, includes a microprocessor with memory and a firmware program, telephone dialing equipment, a clock and a plurality of inputs to receive utility meter readings and/or the outputs of alarm condition sensors. The system initiates calls to utility company central offices at predetermined intervals to report utility usage, including time of day power usage metering and the system also can automatically and immediately initiate a call to the appropriate authorities i.e., fire department, police department, etc., in response to an alarm condition. Data keyboard terminal means also permits electronic fund transfer communication between the home unit and a bank.