Abstract: A system for valuation of pooled financial products contracts comprises receiving or extracting or generating data elements regarding financial products contracts, determining valuations of the financial products contracts data elements by calculation or comparison methods, creating a data report in a standard data format, storing the data report in the one or more data storage devices, receiving new data items relating to nonfinancial risk or financial risk affecting quality or risk of one or more of the financial products contracts, performing calculations with respect to the new data items to determine an updated valuation of the financial products contracts; and adding to or modifying the data report to create a risk updated data report incorporating updated financial products contracts valuation, and storing the updated data report in the one or more data storage devices.

Abstract: Disclosed is a system and method for the real-time evaluation of financial instruments such as contracts. When a financial instrument is created, all risks associated with the instrument are entered into the system and updated as necessary. This way, any participant in the system has the same access to the risk factors and valuation of the instrument. This increases liquidity and tracks risks and associated values even as derivative instruments are created.

Abstract: A system for determining risks and/or valuations associated with financial products, comprises a data processing system having computer(s), database(s), financial product data record creating for creating one or more financial product data records, financial product data records identifying a particular financial product by a transaction credit or serial number, and financial product risk data software for creating one or more risk data records associated with the financial product data records.

Abstract: A data processing system is disclosed that provides an efficient market for financial products in which statistics regarding a plurality of stored data records containing financial product underwriting standards are calculated, stored in a data storage device, then made available to a data processing system participant at a price which is reduced for fees obtained from transactions associated with the data processing system participant in accordance with a predetermined netbacking schedule stored in a netbacking database, and/or based on the data processing system participant providing one or more financial product data records.

Abstract: A data processing system is disclosed that provides an efficient market for: (1) the provision of insurance and reinsurance between insurers and those seeking insurance and reinsurance, and (2) the sale of insurance between reinsurers. The data processing system provides an efficient market for the provisioning of insurance and reinsurance that not only invites insurers, insurance seekers, and reinsurers to patronize the system, but whose conventions induce them to patronize the system. An embodiment comprises: receiving at a data processing system an underwriting standard from each of a plurality of insurers; compiling a first set of statistics in the data processing system based on the underwriting standards from each of the plurality of insurers; and outputting from the data processing system the first set of statistics to a selected insurer at a price that is based on a measure of fees earned with respect to the selected insurer.

Abstract: A data processing system is disclosed that provides an efficient market for: (1) the provision of loans and lines of credit between lenders and those seeking loans and lines of credit, and (2) the sale of loans between loan pool traders. One embodiment of the present invention comprises: receiving at a data processing system a lending criteria from each of a plurality of lenders; compiling a first set of statistics in the data processing system based on the lending criteria from each of the plurality of lenders; and outputting from the data processing system the first set of statistics to a first lender at a price that is based on a measure of fees incurred with respect to the first lender.

Abstract: A method of intermediation services providing an efficient market for a class of financial products in which transactions occur in distinct origination and secondary sectors, the method including outputting a pricing schedule providing credits for transactions fees paid in one sector for redemption against the transaction fees for the other. An embodiment includes offering information, captured in the course of providing intermediation services, at prices that are reduced as transaction fees increase. The method of the invention provides an efficient market for the provisioning of financial products that not only invites lenders, loan seekers, loan traders, offerors of lines of credit, seekers of lines of credit, traders of lines of credit, insurers, insurance seekers, and reinsurers to patronize a system employing the method, but which has conventions that induce them to patronize the system employing the method. The invention further contemplates the system employing the method.

Abstract: A data processing system is disclosed that provides an efficient market for: (1) the provision of insurance and reinsurance between insurers and those seeking insurance and reinsurance, and (2) the sale of insurance between reinsurers. In particular, the data processing system provides an efficient market for the provisioning of insurance and reinsurance that not only invites insurers, insurance seekers, and reinsurers to patronize the system, but whose conventions induce them to patronize the system. An embodiment of the present invention comprises: receiving at a data processing system an underwriting standard from each of a plurality of insurers; compiling a first set of statistics in the data processing system based on the underwriting standards from each of the plurality of insurers; and outputting from the data processing system the first set of statistics to a selected insurer at a price that is based on a measure of fees earned with respect to the selected insurer.