Patents Assigned to MasterCard Mobile Transactions Solutions, Inc.
  • Patent number: 10861072
    Abstract: A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.
    Type: Grant
    Filed: July 21, 2015
    Date of Patent: December 8, 2020
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Nehal Maniar
  • Patent number: 10803502
    Abstract: A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.
    Type: Grant
    Filed: July 21, 2015
    Date of Patent: October 13, 2020
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Nehal Maniar
  • Patent number: 10558963
    Abstract: Configuring a shareable widget interface to mobile wallet functions includes disposing a wallet module in a memory of a client device, and disposing a wallet companion applet in a secure element accessible by the client device, wherein the wallet companion applet facilitates access by at least one other applet and at least one wallet module to content that is stored in the secure element via a mobile wallet function sharable interface.
    Type: Grant
    Filed: October 14, 2016
    Date of Patent: February 11, 2020
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10546283
    Abstract: A system for supporting transactions by mobile devices includes a mobile transaction platform server hosting and managing a plurality of wallet services and at least one interface for deployment of the mobile transaction server within a network ecosystem used by a service provider. The service provider uses a resource of the mobile transaction platform to publish software that provides incremental functionality to a wallet application that operates on the mobile transaction platform.
    Type: Grant
    Filed: January 12, 2016
    Date of Patent: January 28, 2020
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10546284
    Abstract: A system for supporting transactions by mobile devices includes a mobile transaction platform server hosting and managing a plurality of wallet services and at least one interface by which a service provider may discover and access the wallet services to build and distribute at least one wallet service to a services ecosystem, wherein the at least one wallet service enables implementation of a mobile transaction according to a template.
    Type: Grant
    Filed: January 12, 2016
    Date of Patent: January 28, 2020
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10510055
    Abstract: Facilitating exclusive access to a workflow of a service provider via a mobile wallet interface involves, within a client runtime environment, activating through the interface a service provider-specific application so that the service provider-specific application has exclusive access to a secure electronic transaction workflow of the service provider associated with at least one of the service provider-specific application and the wallet, while being denied access by the client runtime environment to any other service provider services or resources.
    Type: Grant
    Filed: July 2, 2015
    Date of Patent: December 17, 2019
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Nehal Maniar
  • Patent number: 10269011
    Abstract: Configuring a plurality of security isolated wallet containers on a single mobile device includes configuring at least one mobile transaction platform-specific application programming interface for facilitating access to secure mobile transaction platform resources by a wallet container executing on a mobile device; disposing a plurality of distinct wallet containers in a memory of the mobile device, wherein each wallet container interfaces with secure mobile transaction platform resources via the at least one application programming interface; disposing at least one service provider-specific wallet in each of the plurality of distinct wallet containers; and enforcing service-provider specific wallet security by a distinct wallet container accessing a portion of the secure mobile transaction platform resources via the at least one application programming interface.
    Type: Grant
    Filed: September 23, 2016
    Date of Patent: April 23, 2019
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10217102
    Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.
    Type: Grant
    Filed: November 9, 2011
    Date of Patent: February 26, 2019
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 10176476
    Abstract: A platform for performing secure personalized transactions in a multi-domain ecosystem includes a personalization tier that enables service provider personalization for one or more ecosystem elements stored on a mobile device. Further, the platform includes an enabling tier for facilitating interoperation between the personalization tier and a client device. The platform further includes a service tier that may be operating independently of the enabling tier and may enable service delivery for a plurality of services.
    Type: Grant
    Filed: June 4, 2013
    Date of Patent: January 8, 2019
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10140606
    Abstract: Ensuring security of electronic transactions between a personal mobile device user and a service provider involves establishing trust between a user and a transaction service provider, authenticating the personal mobile device of the user, establishing a secure communication channel between the user and the service provider, and registering the user with the service provider over the secure communications channel.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: November 27, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 10121139
    Abstract: Ensuring security of electronic transactions between a user and a ticketing service provider involves establishing trust between a user and a transaction service provider, authenticating an electronic transaction facility of the user, establishing a secure communication channel between the user and the ticketing service provider, and registering the user with the ticketing service provider over the secure communications channel.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: November 6, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 10096025
    Abstract: In a platform comprising a service tier, an enabling tier, and a personalization tier, applying an expert engine to analyze one or more mobile device user and transaction environment requirements and configuring one or more platform features in accordance with the analysis.
    Type: Grant
    Filed: January 14, 2014
    Date of Patent: October 9, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10032160
    Abstract: Isolating distinct service provider widgets within a wallet container is accomplished by configuring a widget to provide access to an issuer-specific service group of services that are accessible in a service tier of a multi-tier platform for providing secure transactions, determining widget isolation requirements for operating the widget, configuring a widget descriptor with the isolation requirements, and communicating with the configured widget that has been deployed on a mobile device to provide at least one service from the issuer-specific service group.
    Type: Grant
    Filed: December 4, 2013
    Date of Patent: July 24, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 10026079
    Abstract: Selecting ecosystem features for inclusion in operational tiers includes taking a reference implementation of a specific application adapted to operate in a multi-domain computing ecosystem and, using a computer, breaking down the reference implementation into service related components, determining ecosystem participants for the reference implementation, and using a feature allocation engine to configure operational features that enable one of the service related components.
    Type: Grant
    Filed: December 4, 2013
    Date of Patent: July 17, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 9990625
    Abstract: Ensuring security of electronic transactions between a user and a service provider involves establishing electronic trust among a user, device, transaction service provider, and service providers through OTAC processing, key generation and exchange, and verification.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: June 5, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 9886691
    Abstract: Deploying an issuer-specific widget to a wallet container on a client device is accomplished by configuring a widget to provide access to an issuer-specific service group of services that are accessible in a service tier of a multi-tier platform for providing secure transactions, determining service-provider specific resource access requirements for operating the widget, configuring a widget descriptor with the access requirements, and communicating with wallet container to ensure successful deployment of the configured widget that meets the access requirements in the widget descriptor.
    Type: Grant
    Filed: December 11, 2013
    Date of Patent: February 6, 2018
    Assignee: MasterCard Mobile Transactions Solutions, Inc.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
  • Patent number: 9870559
    Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: January 16, 2018
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 9811820
    Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.
    Type: Grant
    Filed: November 9, 2011
    Date of Patent: November 7, 2017
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 9697512
    Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: July 4, 2017
    Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
    Inventors: Satyan G. Pitroda, Mehul Desai
  • Patent number: 9626675
    Abstract: Updating a widget comprises receiving a query from a mobile device for the existence of an updated widget; transmitting information indicative of the availability of the updated widget to the mobile device; receiving a request for the updated widget from the mobile device; and transmitting the updated widget to the mobile device.
    Type: Grant
    Filed: January 14, 2014
    Date of Patent: April 18, 2017
    Assignee: MASTERCARD MOBILE TRANSACTION SOLUTIONS, INC.
    Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar