Patents Assigned to MasterCard Mobile Transactions Solutions, Inc.
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Patent number: 10861072Abstract: A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.Type: GrantFiled: July 21, 2015Date of Patent: December 8, 2020Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Nehal Maniar
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Patent number: 10803502Abstract: A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.Type: GrantFiled: July 21, 2015Date of Patent: October 13, 2020Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Nehal Maniar
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Patent number: 10558963Abstract: Configuring a shareable widget interface to mobile wallet functions includes disposing a wallet module in a memory of a client device, and disposing a wallet companion applet in a secure element accessible by the client device, wherein the wallet companion applet facilitates access by at least one other applet and at least one wallet module to content that is stored in the secure element via a mobile wallet function sharable interface.Type: GrantFiled: October 14, 2016Date of Patent: February 11, 2020Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10546283Abstract: A system for supporting transactions by mobile devices includes a mobile transaction platform server hosting and managing a plurality of wallet services and at least one interface for deployment of the mobile transaction server within a network ecosystem used by a service provider. The service provider uses a resource of the mobile transaction platform to publish software that provides incremental functionality to a wallet application that operates on the mobile transaction platform.Type: GrantFiled: January 12, 2016Date of Patent: January 28, 2020Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10546284Abstract: A system for supporting transactions by mobile devices includes a mobile transaction platform server hosting and managing a plurality of wallet services and at least one interface by which a service provider may discover and access the wallet services to build and distribute at least one wallet service to a services ecosystem, wherein the at least one wallet service enables implementation of a mobile transaction according to a template.Type: GrantFiled: January 12, 2016Date of Patent: January 28, 2020Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10510055Abstract: Facilitating exclusive access to a workflow of a service provider via a mobile wallet interface involves, within a client runtime environment, activating through the interface a service provider-specific application so that the service provider-specific application has exclusive access to a secure electronic transaction workflow of the service provider associated with at least one of the service provider-specific application and the wallet, while being denied access by the client runtime environment to any other service provider services or resources.Type: GrantFiled: July 2, 2015Date of Patent: December 17, 2019Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Nehal Maniar
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Patent number: 10269011Abstract: Configuring a plurality of security isolated wallet containers on a single mobile device includes configuring at least one mobile transaction platform-specific application programming interface for facilitating access to secure mobile transaction platform resources by a wallet container executing on a mobile device; disposing a plurality of distinct wallet containers in a memory of the mobile device, wherein each wallet container interfaces with secure mobile transaction platform resources via the at least one application programming interface; disposing at least one service provider-specific wallet in each of the plurality of distinct wallet containers; and enforcing service-provider specific wallet security by a distinct wallet container accessing a portion of the secure mobile transaction platform resources via the at least one application programming interface.Type: GrantFiled: September 23, 2016Date of Patent: April 23, 2019Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10217102Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.Type: GrantFiled: November 9, 2011Date of Patent: February 26, 2019Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 10176476Abstract: A platform for performing secure personalized transactions in a multi-domain ecosystem includes a personalization tier that enables service provider personalization for one or more ecosystem elements stored on a mobile device. Further, the platform includes an enabling tier for facilitating interoperation between the personalization tier and a client device. The platform further includes a service tier that may be operating independently of the enabling tier and may enable service delivery for a plurality of services.Type: GrantFiled: June 4, 2013Date of Patent: January 8, 2019Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10140606Abstract: Ensuring security of electronic transactions between a personal mobile device user and a service provider involves establishing trust between a user and a transaction service provider, authenticating the personal mobile device of the user, establishing a secure communication channel between the user and the service provider, and registering the user with the service provider over the secure communications channel.Type: GrantFiled: December 30, 2015Date of Patent: November 27, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 10121139Abstract: Ensuring security of electronic transactions between a user and a ticketing service provider involves establishing trust between a user and a transaction service provider, authenticating an electronic transaction facility of the user, establishing a secure communication channel between the user and the ticketing service provider, and registering the user with the ticketing service provider over the secure communications channel.Type: GrantFiled: December 30, 2015Date of Patent: November 6, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 10096025Abstract: In a platform comprising a service tier, an enabling tier, and a personalization tier, applying an expert engine to analyze one or more mobile device user and transaction environment requirements and configuring one or more platform features in accordance with the analysis.Type: GrantFiled: January 14, 2014Date of Patent: October 9, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10032160Abstract: Isolating distinct service provider widgets within a wallet container is accomplished by configuring a widget to provide access to an issuer-specific service group of services that are accessible in a service tier of a multi-tier platform for providing secure transactions, determining widget isolation requirements for operating the widget, configuring a widget descriptor with the isolation requirements, and communicating with the configured widget that has been deployed on a mobile device to provide at least one service from the issuer-specific service group.Type: GrantFiled: December 4, 2013Date of Patent: July 24, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 10026079Abstract: Selecting ecosystem features for inclusion in operational tiers includes taking a reference implementation of a specific application adapted to operate in a multi-domain computing ecosystem and, using a computer, breaking down the reference implementation into service related components, determining ecosystem participants for the reference implementation, and using a feature allocation engine to configure operational features that enable one of the service related components.Type: GrantFiled: December 4, 2013Date of Patent: July 17, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 9990625Abstract: Ensuring security of electronic transactions between a user and a service provider involves establishing electronic trust among a user, device, transaction service provider, and service providers through OTAC processing, key generation and exchange, and verification.Type: GrantFiled: December 30, 2015Date of Patent: June 5, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 9886691Abstract: Deploying an issuer-specific widget to a wallet container on a client device is accomplished by configuring a widget to provide access to an issuer-specific service group of services that are accessible in a service tier of a multi-tier platform for providing secure transactions, determining service-provider specific resource access requirements for operating the widget, configuring a widget descriptor with the access requirements, and communicating with wallet container to ensure successful deployment of the configured widget that meets the access requirements in the widget descriptor.Type: GrantFiled: December 11, 2013Date of Patent: February 6, 2018Assignee: MasterCard Mobile Transactions Solutions, Inc.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar
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Patent number: 9870559Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.Type: GrantFiled: June 24, 2011Date of Patent: January 16, 2018Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 9811820Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.Type: GrantFiled: November 9, 2011Date of Patent: November 7, 2017Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 9697512Abstract: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.Type: GrantFiled: June 24, 2011Date of Patent: July 4, 2017Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.Inventors: Satyan G. Pitroda, Mehul Desai
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Patent number: 9626675Abstract: Updating a widget comprises receiving a query from a mobile device for the existence of an updated widget; transmitting information indicative of the availability of the updated widget to the mobile device; receiving a request for the updated widget from the mobile device; and transmitting the updated widget to the mobile device.Type: GrantFiled: January 14, 2014Date of Patent: April 18, 2017Assignee: MASTERCARD MOBILE TRANSACTION SOLUTIONS, INC.Inventors: Mehul Desai, Satyan G. Pitroda, Nehal Maniar