Abstract: The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other parties involved in the accident, in particular the insurance claimant. The method and system of the invention include, at a minimum, the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine accident type, gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree comparative negligence of said insured person and/or the claimant.
Type:
Grant
Filed:
January 19, 2011
Date of Patent:
June 17, 2014
Assignee:
Metropolitan Property and Casualty Insurance Company
Inventors:
Angela G. Danico, Andre R. Heindenheim, Sarah E. Hopkins, James D. Murphy, Soon Lim, Steven E. Shriner
Abstract: The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other parties involved in the accident, in particular the insurance claimant. The method and system of the invention include, at a minimum, the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine accident type, gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree comparative negligence of said insured person and/or the claimant.
Type:
Application
Filed:
January 19, 2011
Publication date:
August 11, 2011
Applicant:
METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY
Inventors:
ANGELA G. DANICO, ANDRE R. HEIDENHEIM, SARAH E. HOPKINS, JAMES D. MURPHY, SOON LIM, STEVEN E. SHRINER
Abstract: The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other parties involved in the accident, in particular the insurance claimant. The method and system of the invention include, at a minimum, the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine accident type, gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree comparative negligence of said insured person and/or the claimant.
Type:
Grant
Filed:
August 7, 2002
Date of Patent:
February 8, 2011
Assignee:
Metropolitan Property and Casualty Insurance Company
Inventors:
Angela G. Danico, Andre R. Heidenheim, Sarah E. Hopkins, James D. Murphy, Soon Lim, Steven E. Shriner