Patents Assigned to Passgate Corporation
  • Publication number: 20110106702
    Abstract: A method, system and computer readable medium for managing a user online financial transaction at a destination ecommerce web site using a credit or debit card account of the user, including a) transmitting an activation command to a financial institution processing financial transactions for activating the credit or debit card account of the user; b) submitting a charge request for the credit or debit card account to the financial institution via a destination e-commerce web site to which the user is logged in while the credit or debit card account is in the activated status; and c) transmitting a de-activation command to said financial institution for de-activating the credit or debit card account, wherein the financial institution only accepts and processes charge requests received from e-commerce web sites while the credit or debit card account is in the activated status and wherein the financial institution declines charge requests while said credit or debit card account is in the de-activated status, an
    Type: Application
    Filed: April 19, 2010
    Publication date: May 5, 2011
    Applicant: PASSGATE CORPORATION
    Inventors: Daniel Y. Fung, Brandon C. Hood
  • Publication number: 20110099108
    Abstract: A method, system, and computer readable medium for managing a financial transaction of a user at a merchant, including authenticating the user via a device of the user while the user is at the merchant; transmitting activation information for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user from the user device to a financial institution for processing financial transactions, while the user is authenticated; submitting a payment request including the account number to the financial institution from the merchant, while the account number is activated; and de-activating the account number after the payment request is processed by the financial institution. The financial institution only accepts and processes payment requests received from merchants while the account number is activated, and the financial institution declines payment requests while the account number is de-activated.
    Type: Application
    Filed: December 20, 2010
    Publication date: April 28, 2011
    Applicant: PASSGATE CORPORATION
    Inventors: Daniel Y. Fung, Stephen C. Evans
  • Patent number: 7865414
    Abstract: A method, system, and computer readable medium for managing a financial transaction of a user at a merchant, including authenticating the user via a device of the user while the user is at the merchant; transmitting activation information for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user from the user device to a financial institution for processing financial transactions, while the user is authenticated; submitting a payment request including the account number to the financial institution from the merchant, while the account number is activated; and de-activating the account number after the payment request is processed by the financial institution. The financial institution only accepts and processes payment requests received from merchants while the account number is activated, and the financial institution declines payment requests while the account number is de-activated.
    Type: Grant
    Filed: February 26, 2004
    Date of Patent: January 4, 2011
    Assignee: Passgate Corporation
    Inventors: Daniel Y. Fung, Stephen C. Evans
  • Patent number: 7702578
    Abstract: A method, system and computer readable medium for managing a user online financial transaction at a destination ecommerce web site using a credit or debit card account of the user, including a) transmitting an activation command to a financial institution processing financial transactions for activating the credit or debit card account of the user; b) submitting a charge request for the credit or debit card account to the financial institution via a destination e-commerce web site to which the user is logged in while the credit or debit card account is in the activated status; and c) transmitting a de-activation command to said financial institution for de-activating the credit or debit card account, wherein the financial institution only accepts and processes charge requests received from e-commerce web sites while the credit or debit card account is in the activated status and wherein the financial institution declines charge requests while said credit or debit card account is in the de-activated status, an
    Type: Grant
    Filed: January 28, 2005
    Date of Patent: April 20, 2010
    Assignee: Passgate Corporation
    Inventors: Daniel Y. Fung, Brandon C. Hood
  • Publication number: 20050131815
    Abstract: A method, system and computer readable medium for managing a user online financial transaction at a destination ecommerce web site using a credit or debit card account of the user, including a) transmitting an activation command to a financial institution processing financial transactions for activating the credit or debit card account of the user; b) submitting a charge request for the credit or debit card account to the financial institution via a destination e-commerce web site to which the user is logged in while the credit or debit card account is in the activated status; and c) transmitting a de-activation command to said financial institution for de-activating the credit or debit card account, wherein the financial institution only accepts and processes charge requests received from e-commerce web sites while the credit or debit card account is in the activated status and wherein the financial institution declines charge requests while said credit or debit card account is in the de-activated status, an
    Type: Application
    Filed: January 28, 2005
    Publication date: June 16, 2005
    Applicant: Passgate Corporation
    Inventors: Daniel Fung, Brandon Hood
  • Patent number: 6879965
    Abstract: A method, system and computer readable medium for, from a central Web site, performing at least one of registering a user at a destination Web site, logging in a user at a destination Web site and managing an online financial transaction at a destination Web site, including parsing a form Web page of the destination Web site to extract form data fields therefrom; mapping form data fields of a central Web site form to corresponding extracted form data fields of the form Web page of the destination Web site; and using the mapped form data fields to perform at least one of registering a user at the destination Web site, logging in a user at the destination Web site and managing an online financial transaction of a user at the destination Web site.
    Type: Grant
    Filed: June 14, 2001
    Date of Patent: April 12, 2005
    Assignee: Passgate Corporation
    Inventors: Daniel Y. Fung, Brandon C. Hood
  • Publication number: 20040230536
    Abstract: A method, system, and computer readable medium for managing a financial transaction of a user at a merchant, including authenticating the user via a device of the user while the user is at the merchant; transmitting activation information for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user from the user device to a financial institution for processing financial transactions, while the user is authenticated; submitting a payment request including the account number to the financial institution from the merchant, while the account number is activated; and de-activating the account number after the payment request is processed by the financial institution. The financial institution only accepts and processes payment requests received from merchants while the account number is activated, and the financial institution declines payment requests while the account number is de-activated.
    Type: Application
    Filed: February 26, 2004
    Publication date: November 18, 2004
    Applicant: PassGate Corporation
    Inventors: Daniel Y. Fung, Stephen C. Evans
  • Publication number: 20020055909
    Abstract: A method, system and computer readable medium for, from a central Web site, performing at least one of registering a user at a destination Web site, logging in a user at a destination Web site and managing an online financial transaction at a destination Web site, including parsing a form Web page of the destination Web site to extract form data fields therefrom; mapping form data fields of a central Web site form to corresponding extracted form data fields of the form Web page of the destination Web site; and using the mapped form data fields to perform at least one of registering a user at the destination Web site, logging in a user at the destination Web site and managing an online financial transaction of a user at the destination Web site.
    Type: Application
    Filed: June 14, 2001
    Publication date: May 9, 2002
    Applicant: PASSGATE CORPORATION
    Inventors: Daniel Y. Fung, Brandon C. Hood