Abstract: Various computers will communicate messages back and forth over a communication network. These communications may exchange various information. In one aspect, an apparatus for communicating data over a communication network may comprise a computer processor, a receiver, and a memory. The computer processor may generate a request for transmission to a first server via the communication network. The request may include a data inquiry for data about an authorized user of a communication device. The computer processor may also generate a communication message for transmission to the authorized user with a prompt to provide user data via the communication device. The receiver may receive a response from the first server and user data from the communication device. The computer processor may further format the user data and generate a dynamic value based on the formatted response for display.

Abstract: Various computers will communicate messages back and forth over a communication network. These communications may exchange various information. In one aspect, an apparatus for communicating data over a communication network may comprise a computer processor, a receiver, and a memory. The computer processor may generate a request for transmission to a first server via the communication network. The request may include a data inquiry for data about an authorized user of a communication device. The computer processor may also generate a communication message for transmission to the authorized user with a prompt to provide user data via the communication device. The receiver may receive a response from the first server and user data from the communication device. The computer processor may further format the user data and generate a dynamic value based on the formatted response for display.