Abstract: A fire protective coat formed of fire protective material and having a closeable frontal opening. A closure flap is secured adjacent the frontal opening and is securable thereover. A collar is formed about a neck opening of the coat. A throat protective band is formed integrally in a top section of the closure flap to provide a continuous shield of the opening between opposed free end portions of the collar. The protective band extends above the flap and has opposed wing sections extending from opposed sides of the flap. Each flap is independently and variably attachable to a respective one of the opposed free end portions of the collar to independently adjust the size and configuration of the neck opening depending on the desired size of the neck opening.