Abstract: Systems and methods are provided for redeeming consumer protections. A system retrieves item level purchase data for a purchase item from a user. Based on the item level purchase data for a purchase item, the system determines at least one policy that corresponds to the purchase item and determines if the item level purchase data satisfies at least one predetermined condition associated with the determined policy when the at least one policy corresponds to the purchase item. The system generates a claim form when the item level purchase data satisfies the at least one predetermined condition associated with the determined policy.