Abstract: Provided is a method and system for processing payment/information, including receiving, by an electronic circuit of a mobile communication device, a payment/information processing statement for a customer by a short message service (SMS) message, the payment/information processing statement including an online payment/information URL personalized to uniquely identify the customer. Next, the online payment/information URL is extracted from the SMS, and a mobile-optimized web page is accessed using the online payment/information URL. A customer's online payment/information form is then received and completed by the customer, then forwarded to a secure payment form server.

Abstract: Provided is a method and system for payment processing, including emailing a billing statement to a payer by a biller, the billing statement including an online payment hyperlink having a shortened URL personalized for the payer and a token uniquely identifying the payer. The payer may select the online payment hyperlink, at which point they are presented with the biller's online payment form without the payer logging in or preregistering. The online payment form includes data fields pre-populated with available payer information derived from the personalized shortened URL and token, which may be reviewed, completed and/or corrected by the payer and sent to a secure payment form server. Also provided is the use of Quick response (QR) codes incorporating the shortened URL in a printed format, particularly for use with a mobile communication device.

Abstract: Provided is a method and system for payment processing, including emailing a billing statement including an online payment hyperlink to a payer by a biller. The online payment hyperlink includes a payer personalized URL and a token uniquely identifying the payer. The online payment hyperlink is selected by the payer, who is then presented with the biller's online payment form, including pre-populated data fields. The biller's online payment form is reviewed, completed and corrected by the payer, and sent to a secure payment form server.