Abstract: Systems and methods are provided that may to cause autonomous navigation of autonomous vehicles in the case of non-standard traffic flows such as police stops, emergency vehicle passing, construction sites, vehicle collision sites, and other non-standard road conditions. An entity associated with the non-standard traffic flow (e.g., an emergency vehicle, road sign, barrier, etc.) may transmit or broadcast a control signal to be received (or otherwise detected) at one or more autonomous vehicles. Each autonomous vehicle, upon receiving the control signal, may autonomously navigate in accordance with the control signal, thus mitigating or eliminating dangers associated with non-standard traffic flows.

Abstract: The present embodiments relate to identifying property intrusion events based upon sensor data received from smart devices populated about a home. A smart home controller may compare the sensor data to baseline sensor data to dynamically identify an intrusion event that may be occurring. The controller may generate a notification and determine an action to perform to facilitate damage or risk mitigation. Accordingly, an individual associated with the home may be notified of the event, and then select to perform the action, such as via their mobile device. In some implementations, the controller may automatically perform the action. As a result, in response to computer identification of an intrusion event, corrective action may be taken or prompted, or otherwise any damage caused by the intrusion event may be mitigated, reducing insurance claims or claim amounts associated with intrusion events. Insurance discounts may be provided based upon the risk mitigation functionality.

Abstract: Methods and systems autonomously parking and retrieving vehicles are disclosed. Available parking spaces or parking facilities may be identified, and the vehicle may be navigated to an available space from a drop-off location without passengers. Special-purpose sensors, GPS data, or wireless signal triangulation may be used to identify vehicles and available parking spots. Upon a user request or a prediction of upcoming user demand, the vehicle may be retrieved autonomously from a parking space. Other vehicles may be autonomously moved to facilitate parking or retrieval.

Abstract: Methods, systems, apparatus, and non-transitory computer readable media are disclosed for providing a web-based application that allows a customer to submit relevant information for obtaining insurance policy products that may require medical underwriting. Various aspects allow a customer to use the web-based application for a variety of insurance products, which may include term, full, and/or universal life insurance policies. The web-based application simplifies the application process by filtering questions and/or prompts presented to the customer based upon a customer's specific needs, previous answers, and/or other information. Various aspects also include determining whether a customer qualifies for temporary or permanent life insurance coverage based upon a customer's information and/or answers to one or more knockout questions, and if so, providing the customer with a binding receipt of temporary insurance coverage upon payment for a period of time in which the underwriting may be completed.

Abstract: A method includes, for each of two or more driving sessions in which a student driver operates a vehicle, gathering driving skill data indicative of at least one of behavior of the student driver, acceleration of the vehicle, braking of the vehicle, or steering of the vehicle, and generating a driving session report. The method further includes causing the driving session reports corresponding to the two or more driving sessions to be displayed to a driving instructor, and receiving comments from the driving instructor about the two or more driving sessions of the student driver. Still further, the method includes storing the driving session reports corresponding to the two or more driving sessions along with the received comments from the driving instructor.

Abstract: Systems and methods are described for providing alerts. In various aspects, sensor data is received at one or more sensors associated with a vehicle, where the sensor data defines an electronic vehicle environment that indicates an electronic location of the vehicle. An electronic pedestrian or cyclist location is identified within the electronic vehicle environment, which is determined by a mobile device associated with a pedestrian or cyclist. Where a determination is made that the pedestrian or cyclist meets predetermined alert criteria based upon the electronic vehicle location and the electronic pedestrian or cyclist location, an alert is generated that indicates the presence of the pedestrian or cyclist within the vicinity of the vehicle. The alert is presented on a display screen.

Abstract: In a computer-implemented method for managing network resources within a server cluster, a request for provisioning of an application to be executed by the server cluster may be received. A required amount of bandwidth for the application, and a resource allocation of network bandwidth for the application, may be determined. The application may be provisioned to a network resource within the server cluster with the resource allocation of network bandwidth. It may be determined that an additional application, which utilizes bandwidth in bursts, is to be provisioned to the server cluster. It may further be determined that the server cluster can support bandwidth requirements of the additional application, at least in part by determining that one or more applications currently provisioned to the server cluster are also utilizing bandwidth in bursts. The additional application may then be provisioned to another network resource within the server cluster.

Abstract: A system of broadcasting information related to hazards impacting vehicle travel may include a mobile device configured to: (1) mount within a vehicle dashboard cradle so that the mobile device is positioned to take images forward of a vehicle; (2) collect telematics data, with customer permission or affirmative consent, when the vehicle is moving, including GPS location, speed, heading, lane, braking, cornering, acceleration, and/or route data of the vehicle; (3) generate an alert based upon the telematics data and the images, and/or broadcast data including the images and the telematics data; and/or (4) broadcast the alert and/or the data collected to (a) a nearby vehicle(s) and/or (b) a smart infrastructure component(s) to facilitate warning of hazards upon the nearby vehicle(s) and/or the smart infrastructure component(s) receiving and processing the alert and/or the broadcasted data. Insurance discounts may be generated based upon the risk mitigation or prevention functionality.

Abstract: Methods and systems are provided for monitoring use of a vehicle having one or more autonomous (and/or semi-autonomous) operation features to determine and respond to incidents, such as collisions, thefts, or breakdowns. According to certain aspects, operating data from sensors within or near the vehicle may be used to determine when an incident has occurred and determine an appropriate response. The responses may include contacting a third party to provide assistance, such as local emergency services. In some embodiments, occurrence of the incident may be verified by automated communication with the vehicle operator.

Abstract: Methods and systems for scrubbing confidential insurance account information are provided. According to embodiments, a scrubbing server can receive a request to scrub confidential insurance data that includes the contents of an insurance account information database and an indication of the category of confidential data stored in the database. The scrubbing server can scrub the valid data contained in the received database, replacing confidential information with “scrambled” data that is not confidential. The scrubbing server can transmit the contents of the scrubbed database back to the requesting party.