Patents Assigned to The Prudential Insurance Company of America
  • Publication number: 20080288336
    Abstract: In general, the invention is directed to a system for managing real estate transactions that includes a data interface and an application server. The data interface is configured to access property data for a number of properties listed for sale. The application server operatively connected to the data interface and configured to monitor a first search activity of a first buyer, where the first search activity is associated with at least one of the number of properties and monitor a second search activity of a second buyer, where the second search activity is associated with the at least one of the number of properties. The application server is further configured to generate an activity alert providing notification of the first search activity and the second search activity to a seller, where the at least one of the number of properties is listed for sale for the seller.
    Type: Application
    Filed: July 31, 2008
    Publication date: November 20, 2008
    Applicant: THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
    Inventors: James Michael Charuk, Russell Neill Capper, Samuel Waldon Jumper, Sean Allan Cafferky
  • Patent number: 7401037
    Abstract: In one embodiment, a method of managing assets for stabilizing anticipated periodic payments, allocating the assets to first and second pools; at periodic intervals, comparing the current value of the assets in the first pool to a present value of the remaining payments; and, when the current value is less the present value, reallocating a portion of the assets from the second pool to the first pool so that the first asset pool has a current value representing the present value. In another embodiment, a method for managing assets for stabilizing anticipated periodic payments includes allocating the assets into first and second pools; establishing a first payment amount; determining a first trigger value; assessing a current value of the assets; and reallocating assets from the second pool to the first pool to increase the first payment amount in response to the current value being greater than the first trigger value.
    Type: Grant
    Filed: February 20, 2002
    Date of Patent: July 15, 2008
    Assignee: The Prudential Insurance Company of America
    Inventors: Robert Arena, Robert Schwartz, N David Kuperstock, Robert O'Donnell, Gordon Boronow
  • Publication number: 20080140494
    Abstract: The invention relates to a system for managing real estate transactions that includes a database and an application server. The database is configured to store property data for properties listed as for sale by a broker, store a search criteria for a buyer, and store an address of a property listed for sale for a seller. The application server is configured to query the database for the properties that match the search criteria, store a first result of the query after the database has been updated, re-query the database using the search criteria to obtain a second result including data not present in the first result for at least one of the properties, where the data comprises a link to a map displaying a geographic location of the at least one of the properties, and generate a message for transmission to the buyer based on the second result.
    Type: Application
    Filed: January 22, 2008
    Publication date: June 12, 2008
    Applicant: THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
    Inventors: James Michael Charuk, Russell Neill Capper, Samuel Waldon Jumper, Sean Allan Cafferky
  • Patent number: 7333943
    Abstract: A system and method for managing real estate transactions over the Internet are disclosed. The method includes placing real property market-specific listing data in a user-accessible Internet accessible database, searching the database using search parameters input by a user from an Internet-connected terminal, and displaying to the user on a secure web page any real property listings which match the search parameters. One embodiment includes displaying, on the web page, links to the database for the matching listings. One embodiment includes initiating a user account for the user prior to entering the search parameters. One embodiment includes initiating a portfolio for the user, wherein the user selects ones of the displayed real property listings to add to the portfolio.
    Type: Grant
    Filed: August 11, 2000
    Date of Patent: February 19, 2008
    Assignee: The Prudential Insurance Company of America
    Inventors: James Michael Charuk, Russell Neill Capper, Samuel Waldon Jumper, Sean Allan Cafferky
  • Patent number: 7272578
    Abstract: A computer-implemented method and system for selecting stock equities for inclusion in a strategic investment portfolio includes identifying stocks making up a preselected index and analyzing the stocks for market capitalization and sales, according to predetermined criteria selected according to the investment strategy. A sorted list of acceptable stocks is then created from which the portfolio is assembled.
    Type: Grant
    Filed: August 13, 1999
    Date of Patent: September 18, 2007
    Assignee: The Prudential Insurance Company of America
    Inventors: James Leistensnider, Thomas Loop
  • Patent number: 6839685
    Abstract: A computer-implemented method and system for selecting stock equities for inclusion in a strategic investment portfolio includes identifying stocks making up a preselected index, and analyzing the stocks for dividends, earnings per share, earnings growth, market capitalization, and economic sector, according to predetermined criteria selected according to the investment strategy. A sorted list of acceptable stocks is then created from which the portfolio is assembled.
    Type: Grant
    Filed: October 30, 1998
    Date of Patent: January 4, 2005
    Assignee: Prudential Insurance Company of America
    Inventors: James Leistensnider, Thomas Loop