Abstract: A video game application that interactively simulates how a budget can be managed for health care prevention and treatment in a community based upon several factors. These factors include the availability and type of prevention and treatment facilities in the community, how effectively a populace uses available facilities, and how effectively costs are managed for increasing the capacity of treatment and prevention in the community. A player can advance to a next round of the video game if all of the virtual populace has either received treatment for an illness (when they are ill) or participated in a prevention action. Also, to successfully complete a round, the number of emergency hospital visits that occur during a round are less than a predetermined parameter and the costs incurred during the round do not exceed the current round's budget. Health indicators may also be associated with members of the virtual populace.

Abstract: A game that serves to educate a player about the decision making process for determining the cost of a premium for insurance coverage for an entity. The player(s) and/or team(s) select a fictitious name for an insurance company. The company can subsequently bid on providing insurance coverage for an entity. Several rounds of bidding on insurance premiums for providing insurance coverage to an entity can be played before determining a winner of the game. A round consists of a player(s) and/or team(s) bidding on the amount to charge for an insurance premium to insure the entity for a particular period of time, such as one year. The winner of a round is the insurance company (player/team) that provides the lowest bid for the insurance premium for the particular period of time.

Abstract: The invention provides for customizing the presentation of healthcare insurance information and wellness information for a healthcare insurance subscriber. This customized information can be presented at a website, which can include, but is not limited to, claims (paid, pending and denied), referral status, answers to frequently asked questions (FAQs), explanations of benefits and wellness articles. The presented information can be customized for a subscriber based on a plurality of factors, including, but not limited to, a profile, historical behavior, age, preference, occupation, gender, family status, locale, and the like. Additionally, a reward can be provided for actions that are determined to contribute to healthcare knowledge and/or wellness of a particular subscriber. This reward can take the form of, but is not limited to, coupons, gift certificates, rebates, frequent flyer miles, discounts, prizes, money, rebates, ring tones, music, pictures, screensavers, and the like.

Abstract: A game that serves to educate a player about the decision making process for determining the cost of a premium for insurance coverage for an entity. The player(s) and/or team(s) select a fictitious name for an insurance company. The company can subsequently bid on providing insurance coverage for an entity. Several rounds of bidding on insurance premiums for providing insurance coverage to an entity can be played before determining a winner of the game. A round consists of a player(s) and/or team(s) bidding on the amount to charge for an insurance premium to insure the entity for a particular period of time, such as one year. The winner of a round is the insurance company (player/team) that provides the lowest bid for the insurance premium for the particular period of time.