Patents Assigned to Transaction Wireless, Inc.
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Publication number: 20190122199Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: ApplicationFiled: October 19, 2018Publication date: April 25, 2019Applicant: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 10127541Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: GrantFiled: October 7, 2014Date of Patent: November 13, 2018Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20150278817Abstract: The subject matter disclosed herein provides methods for detecting and mitigating fraudulent transactions conducted over a network. This method can access one or more data values associated with an online transaction between a first party and a second party. The first party can initiate the online transaction. The data values can characterize an identity of the first party and the second party. A score representing a likelihood that the online transaction is fraudulent can be generated. The generation of the score can be based on one or more models for detecting fraud using the data values. The score can be compared to one or more threshold scores. The online transaction can be authorized or rejected based on the comparing. Related apparatus, systems, techniques, and articles are also described.Type: ApplicationFiled: March 28, 2014Publication date: October 1, 2015Applicant: TRANSACTION WIRELESS, INC.Inventors: Basil Munir Abifaker, Stephen Jones
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Patent number: 8909553Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: GrantFiled: September 6, 2007Date of Patent: December 9, 2014Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8655762Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: September 23, 2013Date of Patent: February 18, 2014Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20140025449Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: ApplicationFiled: September 23, 2013Publication date: January 23, 2014Applicant: TRANSACTION WIRELESS, INC.Inventor: Basil Munir Abifaker
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Publication number: 20140012694Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: ApplicationFiled: August 27, 2013Publication date: January 9, 2014Applicant: TRANSACTION WIRELESS, INC.Inventor: Basil Munir Abifaker
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Patent number: 8554655Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: March 11, 2013Date of Patent: October 8, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8521629Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: GrantFiled: April 30, 2009Date of Patent: August 27, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20130197985Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: ApplicationFiled: March 11, 2013Publication date: August 1, 2013Applicant: TRANSACTION WIRELESS, INC.Inventor: TRANSACTION WIRELESS, INC.
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Patent number: 8396772Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: May 25, 2011Date of Patent: March 12, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8200544Abstract: A method and system for post-delivery assignment and activation of an electronic gift card is disclosed herein. The present invention is a process wherein card account numbers are only assigned to electronic gift cards when viewed or accessed by the end customer, and thus the present invention limits the requirement of assigning account numbers excessively in bulk and eliminating the waste of unused account numbers and unused plastic.Type: GrantFiled: May 11, 2011Date of Patent: June 12, 2012Assignee: Transaction Wireless, Inc.Inventors: Stephen Jones, Basil Ablfaker
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Patent number: 7953654Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: January 29, 2008Date of Patent: May 31, 2011Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 7711620Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: GrantFiled: August 22, 2007Date of Patent: May 4, 2010Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker