Abstract: Various embodiments are configured to detect a foreign object that has been implanted into or onto a device, such as a secure POS terminal. The implanted object can be a device that is designed to skim data (such as account information from a transaction card or other transaction device) and transmit the skimmed data to a nearby receiver using an RF transmission, such as Bluetooth or WIFI. The RF transmission can be detected by a RF detector in the POS terminal, the detected signal is converted to a voltage signal, and is input to the ADC port of a microprocessor where it is subsequently analyzed to determine if the RF transmission is from a foreign object. The POS terminal may forward collected data on the RF transmission to a cloud/backend server. Further analysis may occur at the cloud/backend server.

Abstract: A virtual payment system including a customer-specific, customer geolocation responsive, limited time duration payment identifier generator operative to generate a customer-specific, customer geolocation responsive, limited time duration payment identifier, a customer-specific limited time duration payment identifier communicator operative to communicate the customer-specific, customer geolocation responsive, limited time duration payment identifier to a customer and a limited time duration payment identifier validator, operative to verify genuineness and timeliness of the customer-specific, customer geolocation responsive, limited time duration payment identifier presented by the customer at a point of sale.

Abstract: Card readers with adaptive magnetic head assemblies are disclosed. According to one embodiment, a card reader may include chassis comprising a card slot that receives a portion of a magnetic stripe card; a card guiding element positioned in a card path defined by the card slot and that interacts with a datum edge of the magnetic stripe card, at least a portion of the card guiding element being rotatable relative to the card path; and a magnetic reading head provided on the card guiding element that reads a magnetic stripe on the magnetic stripe card. The card guiding element and the magnetic reading head rotate relative to the card path in response to the datum edge of the magnetic stripe card applying a force to the card guiding element, thereby substantially maintaining an alignment between the magnetic stripe and the magnetic reading head.

Abstract: A secure smartcard reader including a smartcard connector and a flexible printed circuit board wrapped around and at least partially surrounding the smartcard connector and at least partially defining a security volume enclosing the smartcard connector, the wrapped flexible printed circuit board defining on an outer-facing surface thereof a plurality of keypad contacts, the wrapped flexible printed circuit board defining electrical conductors connecting the plurality of keypad contacts to connector pads and the wrapped flexible printed circuit board defining a protective anti-tamper mesh protecting the electrical conductors.

Abstract: Systems, methods, and devices for concealed chip-card readers are disclosed. In one embodiment, a chip-enabled card reader may include a card slot that receives a chip-enabled card; a carriage comprising a smart chip connector for contacting a chip on the chip-enabled card; and at least one carriage track disposed within the chassis that slideably engages the carriage and defines a path of movement for the carriage between a protected position and a reading position. The carriage may move along the path of movement to a reading position. The smart chip connector may contact the chip on the chip-enabled card when the chip-enabled card is in a fully-inserted position. The carriage is in the protected position when no card has been inserted into the card slot. In one embodiment, the smart chip connector has reduced accessibility through the opening.

Abstract: Systems and methods for authentication code entry in touch-sensitive screen enabled devices are disclosed. In one embodiment, a method for entering data to a data entry device comprising at least one computer processor and a touch-sensitive screen may include (1) the touch-sensitive screen sensing a first input comprising at least one finger touch; (2) the touch-sensitive screen sensing a release of the first input; (3) the at least one computer processor determining a first number of finger touches in the first input; and (4) the at least one computer processor using the first number of finger touches to identify a first portion of an authentication code.

Abstract: A mobile commerce system including a multiplicity of Mobile Device-Point of Sale Communication (MPC)-equipped mobile devices, a plurality of MPC-enabled Point-of-Sale (POS) devices, at least one POS configuration server for configuring the plurality of MPC-enabled POS devices, at least one MPC-equipped mobile device configuration server for configuring the plurality of MPC-equipped mobile devices and at least one mobile marketing platform server operative to introduce Transaction Value Certificate (TVC)-related functions and to communicate both with the at least one POS configuration server and the at least one MPC-equipped mobile device configuration server to coordinate operation thereof so that the MPC-enabled POS devices will be “tap-ready” for carrying out the TVC-related functions.

Abstract: A secure data entry device including a housing having at least one housing element, at least one additional element located within the housing, at least one force sensitive switch, employing at least one force sensitive film, disposed within the housing in force sensing engagement with at least one of the at least one housing element and the at least one additional element and arranged to sense tamper induced displacement thereof relative to at least another one of the at least one housing element and the at least one additional element and to provide an electrical output indicating tampering and a tampering responsive circuit, responsive to the electrical output indicating tampering.

Abstract: A payment card receiver including at least one element defining a payment card receiving slot, a shutter, pivotably mounted with respect to the payment card receiving slot for selectably blocking the payment card receiving slot and a card-operated shutter movement restricting switch operative to retain the shutter in a shutter movement restricting operative orientation, in which the shutter blocks the payment card receiving slot, in the absence of at least partial insertion of a payment card in the payment card receiving slot.

Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.

Abstract: A secure smartcard reader including a smartcard connector and a flexible printed circuit board wrapped around and at least partially surrounding the smartcard connector and at least partially defining a security volume enclosing the smartcard connector, the wrapped flexible printed circuit board defining on an outer-facing surface thereof a plurality of keypad contacts, the wrapped flexible printed circuit board defining electrical conductors connecting the plurality of keypad contacts to connector pads and the wrapped flexible printed circuit board defining a protective anti-tamper mesh protecting the electrical conductors.

Abstract: A magnetic stripe reader including a base element defining a first spring seat, a magnetic module support element arranged for limited pivotable motion relative to the base element and defining a second spring seat, a generally truncated conical spring having a first, relatively large diameter end seated in the first spring seat and a second, relatively small diameter end seated in the second spring seat and a magnetic module fixedly mounted onto the magnetic module support element.

Abstract: A secure smartcard reader including a smartcard connector and a flexible printed circuit board wrapped around and at least partially surrounding the smartcard connector and at least partially defining a security volume enclosing the smartcard connector, the wrapped flexible printed circuit board defining on an outer-facing surface thereof a plurality of keypad contacts, the wrapped flexible printed circuit board defining electrical conductors connecting the plurality of keypad contacts to connector pads and the wrapped flexible printed circuit board defining a protective anti-tamper mesh protecting the electrical conductors.

Abstract: A smart card connector including a housing defining a smart card receiving slot communicating with a smart card ingress slit formed in the housing, a plurality of smart card contacts mounted within the housing and being configured for reading contact with a smart card inserted into the slot and a movable smart card contact mounting assembly supporting at least one of the plurality of smart card contacts and for positioning the at least one of the plurality of smart card contacts in a first position, in the absence of a smart card in the slot, and in a second position, different from the first position, when a smart card is fully inserted in the slot, wherein when the at least one of the plurality of smart card contacts is in the first position it is relatively inaccessible to tampering via the smart card ingress slit.

Abstract: A taxi payment system including a point of sale device and a mounting assembly for mounting the point of sale device inside a taxi, the mounting assembly having at least two operative orientations, a first operative orientation in which the point of sale device is accessible to a taxi passenger and a second operative orientation in which the point of sale device is accessible to a taxi driver.