Abstract: This invention is a system and method for a system and method for scheduling the harvesting of information associated with one or more end users from one or more information providers. A host computer, including a processor, is in communication with a user data store for storing data associated with users and an information provider store for storing data associated with information providers. For each end user, a profile of past access times, login times, is maintained in the user data store. For each information provider, a profile of update times and criteria are maintained in the information provider store. For a selected information provider, the host computer processor determines an update time for information stored by the selected information provider and a set of end users whose information could be modified by an update at that update time.

Abstract: This invention is a system and method for automated notification of occurrences of events related to personal information and/or the automated execution of transactions involving personal information based on events related to the personal information. A user profile associated with each end user of personal information is scanned to determine whether any trigger event related to the personal information associated with each end user has occurred. For each trigger event found to have occurred, a response associated with the found trigger event is executed. The response will be notification to the end user of the occurrence of the trigger event, the execution of a transaction involving personal information of the end user for whom the trigger event occurred or a combination of notification and execution.

Abstract: This invention is a system and method for automated access to personal information associated with an end user, wherein the personal information is stored on a personal information provider. A representation of the personal information and a link corresponding to the personal information stored on the personal information are presented to the end use via a client computer. Upon activation of the link, the client computer is automatically driven to the personal information provider presenting to the user via the client computer a page on the personal information provider.

Abstract: A system for delivering personal information according to the present invention includes a user store including end user data, a provider store including information provider data, a personal information store including personal information and a processor that communicates with these data stores. The processor selects an end user for personal infonmation aggregation. The processor connects with one or more information providers. The processor then proceeds to retrieve personal information for the selected end user from the connected information providers. This retrieval is based on end user data associated with the selected end user and provider data associated with the connected information providers. The retrieved personal information is stored in the personal information store.