Patents Examined by Neha Patel
  • Patent number: 11756010
    Abstract: Systems and methods for tokenizing corporate actions are disclosed. In one embodiment, in an information processing apparatus for an issuer comprising at least one computer processor, a method for tokenizing corporate actions, may include (1) generating a plurality tokens for each participating share in an offering, each token associated with an exclusive option for an investor to take in response to the offering; (2) distributing the plurality of tokens to an electronic wallet associated with each investor; (3) receiving one of the plurality of plurality of tokens from an investor; (4) expiring the plurality of tokens that were not received from the investor; and (5) executing the option associated with the received token.
    Type: Grant
    Filed: November 22, 2017
    Date of Patent: September 12, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: David P. Hudson, Alex Dockx, Nadia Rosse, Michael McPolin
  • Patent number: 11756028
    Abstract: A method for provisioning a token based on media content may include receiving media content data associated with media content, account identifier data associated with an account identifier of a first user, and first user device identification data associated with a first user device of the first user. Keyword data associated with at least one keyword may be extracted from the media content. At least one event may be determined based at least partially on the keyword data. A token may be generated based at least partially on the at least one event and the account identifier data. The token may be communicated to the first user device based at least partially on the first user device identification data. A system and computer program product are also disclosed.
    Type: Grant
    Filed: November 27, 2019
    Date of Patent: September 12, 2023
    Assignee: Visa International Service Association
    Inventors: Vaibhav Shukla, Sindhu Shankar Rao
  • Patent number: 11757644
    Abstract: A method, system, and computer program product generate, with a payment network, a first value (a) and a second value (ga), the second value (ga) generated based on the first value (a) and a generator value (g); generate, with the payment network, a plurality of random merchant numbers (mi) for a respective plurality of merchant banks; determine, with the payment network, a merchant product (M) based on a product of the plurality of random merchant numbers (mi); generate, with the payment network, a public key (pki) based on the second value (ga), the merchant product (M), and the random merchant number (mi) and a random key (rki) based on the merchant product (M) and the random merchant number (mi) for each respective merchant bank; and communicate, with the payment network, the public key (pki) and the random key (rki) to at least one respective merchant bank.
    Type: Grant
    Filed: April 29, 2022
    Date of Patent: September 12, 2023
    Assignee: Visa International Service Association
    Inventors: Sivanarayana Gaddam, Gaven James Watson, Rohit Sinha, Atul Luykx
  • Patent number: 11748721
    Abstract: Some implementations can include an application to procure and present transaction details. In some implementations, the application is a software application that presents a user interface comprising transaction details corresponding to a user's transaction. In some implementations, the application provides an option to a user to choose to receive details of a transaction. In some implementations, the user can choose to receive details of the transaction by selecting an option. In some implementations, upon the user selecting the option, the application requests the user to provide access credentials to access an account associated with the user from which details of the transaction can be retrieved. In some implementations, upon the user providing the user access credentials, the application accesses the account associated with the user to retrieve the details of the transaction and then presents the retrieved details of the transaction to the user for review.
    Type: Grant
    Filed: March 14, 2022
    Date of Patent: September 5, 2023
    Inventor: Andre Temnorod
  • Patent number: 11748459
    Abstract: Exemplary embodiments prevent tampering of a software release date associated with a software application by incorporating the software release date into a key exchange with a security domain. If the software release date is tampered with, then the key exchange results in the wrong key exchange key. Without the correct key exchange key, the software application will fail its check of the license, and the software application will no longer continue to run.
    Type: Grant
    Filed: June 16, 2020
    Date of Patent: September 5, 2023
    Assignee: PACE Anti-Piracy, Inc.
    Inventors: Joseph Fontana, Paul Allen Cronce
  • Patent number: 11748744
    Abstract: A gateway encryption service is used to ensure consistent, source independent tokenization for payment accounts and synchronizing payment account information with merchants. A consistent, evergreen merchant-facing token is generated and used for each payment account for the merchant, ensuring that regardless of the payment method used by the customer (e.g., plastic card point-of-sale, pay wallet, saved card information) for the same underlying account, the merchant has a single token. Further, if the account number for the underlying payment account changes (e.g., the card expires or is stolen) the merchant-facing token remains consistent. The evergreen token ensures that the system functions more efficiently, saving resources in processing and storage and ensuring less network traffic for failed transactions. The system further implements encryption and security despite the consistent tokenization, further saving resources.
    Type: Grant
    Filed: April 1, 2020
    Date of Patent: September 5, 2023
    Assignee: FIRST DATA CORPORATION
    Inventors: Vijay Royyuru, Renee Goodheart, Lanny Byers, Timothy Horton, Kathryn Whalen, Lixia Zhu
  • Patent number: 11748743
    Abstract: The innovation discloses systems, methods and computer program products that reduce complexity and associated measures that are taken to ensure trust in secured transactions as necessitated by requirements present only in an ecommerce environment that do not have a parallel with traditional bricks and mortar commercial transactions. The innovation enables a multitude of mobile wallet applications to engage and obtain services from ecommerce applications wherein backend processing by a mobile wallet server obtains and delivers funds to ecommerce applications without sharing a subset of sensitive data, associated with a mobile wallet application user for the secured transactions. The innovation further provides for a wallet network to be initiated and engaged in which the secured transactions can take place, adopting and adapting social network application connectivity.
    Type: Grant
    Filed: December 4, 2017
    Date of Patent: September 5, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Sudheendranath R. Bhatt, Ramanathan Ramanathan, Sai Krishna Madhavi Chitta, Rahul N. Jain, Pradeep R. Kumar, Rameshchandra Bhaskar Ketharaju, Mushnuri Veera Venkata Kiran Kumar
  • Patent number: 11748753
    Abstract: A clearing delay estimate may be employed that provides issuers with an accurate estimate for when a transaction will be cleared, thus providing more transparency to issuers to more efficiently manage funds. An algorithm may be employed to estimate clearance timing information and insert the timing information into communications with the issuer or other parties to a transaction involving a payment device. The estimated clearance timing information may be determined based on machine learning and other artificial intelligence techniques using historical data related to clearance timing for the particular entities involved in each transaction.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: September 5, 2023
    Assignee: Visa International Service Association
    Inventors: Michael Kenji Mori, Gourab Basu
  • Patent number: 11741467
    Abstract: Systems and methods for validation of transaction policy compliance are provided. Code is implemented, including a transaction policy compliance check, in a form of a trusted application to be executed in a trusted execution environment (TEE). A secret is attested and provisioned to a trusted application instance in the TEE. The trusted application instance is executed on a client transaction request to generate a policy compliance result. A transaction object is generated, including the policy compliance result and a proof of the execution. The transaction object is proposed to a distributed ledger system. The policy compliance result and a proof of the execution during transaction validation in the distributed ledger system is verified.
    Type: Grant
    Filed: December 13, 2021
    Date of Patent: August 29, 2023
    Assignee: NEC CORPORATION
    Inventors: Sergey Fedorov, Wenting Li, Ghassan Karame
  • Patent number: 11734686
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: October 5, 2021
    Date of Patent: August 22, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Patent number: 11734661
    Abstract: The present invention relates to a content distribution management technology using blockchain technology. The content distribution management system using blockchain technology, according to one embodiment, may comprise: a purchase transaction generation unit for generating a purchase transaction in response to a content purchase request signal from a user terminal; a broadcasting processing unit for broadcasting the generated purchase transaction; a transaction processing unit for collecting a use transaction if, after the broadcast purchase transaction is verified, the content corresponding to the verified purchase transaction is used on the user terminal; a transaction verification unit for verifying the collected use transaction; a block generation unit for generating a first block and a second block corresponding to the verified use transaction; and a distributed ledger management unit for separately recording the generated first and second blocks in respective distributed ledgers.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: August 22, 2023
    Assignee: ALTIMEDIA CORPORATION
    Inventors: Chang Hoon Cho, Jung Ki Min
  • Patent number: 11727391
    Abstract: A computer-implemented method of determining the validity of a token (T) associated with a quantity of cryptocurrency is provided. In some embodiments, the method comprises: a second user (B) receiving, over a communications network, a first transaction comprising a transfer of the token (T) from a first user (A) to the second user (B), querying a peer-to-peer distributed ledger to determine whether an authenticated transaction associated with the token (T) can be identified, wherein the authenticated transaction comprises a previous transaction associated with the token (T) and wherein the token (T) has been authorised and responsive to identifying an authenticated transaction, determining that the token (T) is valid.
    Type: Grant
    Filed: April 10, 2017
    Date of Patent: August 15, 2023
    Assignee: nChain Licensing AG
    Inventors: Craig Steven Wright, Stephane Savanah
  • Patent number: 11729180
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: December 21, 2021
    Date of Patent: August 15, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Patent number: 11727366
    Abstract: In some embodiments, an apparatus includes a memory of a dispatch server and a processor of the dispatch server communicatively coupled to the memory. The processor is configured to receive an indication of a blockchain transaction to monitor; the blockchain transaction having not yet been finalized by a blockchain. The processor is configured to store the indication of the blockchain transaction in a state monitor cache communicatively coupled to the blockchain such that a state monitor queries the blockchain for a status of the blockchain transaction based on the indication of the blockchain transaction being stored within the state monitor cache. The processor is configured to provide the status of the blockchain transaction to a user in response to receiving an indication of the status of the blockchain transaction.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: August 15, 2023
    Assignee: BlockNative Corporation
    Inventors: Matthew Cutler, Chris Meisl, Ryan Angilly, Niel Robertson
  • Patent number: 11720888
    Abstract: Medium, method and system for a distributed ledger system for recording asset provenance and titling information. The distributed ledger may store information that can be used to tie a particular digital asset provenance tag to an associated asset such as a serial number or other identifying indicia. The digital asset provenance tag may further store information regarding the provenance of the asset in question, including the history of the production and previous ownership of the asset. Thus, a prospective purchaser of the asset can confirm that the asset is what it is purported to be and that the seller is actually the owner of the asset prior to purchase.
    Type: Grant
    Filed: March 8, 2019
    Date of Patent: August 8, 2023
    Assignee: Borsetta Labs, LLC
    Inventors: Pamela Norton, Eric Wallace
  • Patent number: 11715099
    Abstract: A method for processing a trust-based transaction via a blockchain includes: receiving data associated with a proposed trust-based transaction including at least a transaction amount, payment data, and a broker identifier; processing payment for the transaction amount using the payment data; identifying a blockchain address associated with a broker corresponding to the broker identifier; generating a digital token, wherein the digital token is unique to the proposed trust-based transaction; electronically transmitting the generated digital token to a first computing device; and electronically transmitting at least the transaction amount, blockchain address, and at least one of: the generated digital token and data used to generate the generated digital token to a node associated with a blockchain network.
    Type: Grant
    Filed: December 20, 2017
    Date of Patent: August 1, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Lauren Grendon, Mamadou Alpha Barry, Edgar Marques, Julie Eloge Eboutou, Valerie Gann
  • Patent number: 11706021
    Abstract: In methods and systems for communicating medical image data that were generated for a patient between computing entities of a hospital network, a cloud-based data store and a patient's mobile device, a QR code serves to code a data package containing a user identification and a public key, which has been generated on the patient's mobile device, to a hospital server, in order to process personal data so that the personal data may be downloaded from the data store directly to the patient's mobile device in an encrypted form, and may be visualized there in clear text by means of applying a private key stored locally on the patient's mobile device. The method and system are web based and need no special requirements on the part of the patient's mobile device.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: July 18, 2023
    Assignee: Siemens Healthcare GmbH
    Inventor: Andreas Grimme
  • Patent number: 11699166
    Abstract: A blockchain-based multi-merchant loyalty point partnership system may include a blockchain API host that receives a request to create a partnership smart contract for a multi-merchant loyalty point partnership. The request may specify various partnership parameters to include in the partnership smart contract. The blockchain API host may create the partnership smart contract and write the partnership smart contract to a blockchain. One or more qualified merchants may join the partnership smart contract to make the partnership active. In response to a customer completing a plurality of purchases that complete the partnership parameters of the partnership smart contract, the system may issue the customer a purchase reward which may include a loyalty point payout.
    Type: Grant
    Filed: October 23, 2018
    Date of Patent: July 11, 2023
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Calvin Chan, Christopher Cracchiolo, Andras Ferenczi, Harish R. Naik, Andrew Martin Baal Thomas
  • Patent number: 11699141
    Abstract: Systems and methods are provided for distributing data to multiple data centers within a network based on unique information associated with the data. One example method includes receiving data including a device ID specific to a device of a user and generating, by a filter computing device, a group identifier for the received data based on the device ID. The group identifier is associated with only one of the multiple data centers within the network. The method then includes storing the received data in a data storage device of the one of the multiple data centers based on the group identifier.
    Type: Grant
    Filed: August 26, 2020
    Date of Patent: July 11, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ragunath Venkatapathy, Prasanna Srinivasan Narasimhan
  • Patent number: 11699203
    Abstract: Systems and methods for digital property authentication and management are disclosed. A document representing a trade secret may be requested to be registered with a trade secret registry. A document obfuscation value corresponding to the document may be generated and may be registered with a blockchain. A record of the registration may be generated for the trade secret registry. The registry may be searchable and/or offer functionality such as valuation, insurance provision, and/or verification, among other benefits and functionalities.
    Type: Grant
    Filed: February 20, 2019
    Date of Patent: July 11, 2023
    Assignee: AON RISK SERVICES, INC. OF MARYLAND
    Inventors: Lewis C. Lee, Daniel Crouse, David Craig Andrews, Samuel Cameron Fleming, Samuel John Desmond, Lewis Brendan Lee