Patents Examined by Scott C Anderson
  • Patent number: 11935096
    Abstract: A system and method according to which a donation transaction is conducted. The method includes providing, via a network, an embeddable form, wherein the embeddable form is associated with a non-profit, and wherein the embeddable form is adapted to be displayed on a graphical user interface to receive payment data and payment metadata associated with the payment data. The method also includes: transmitting, via the embeddable form and the network, the payment data to a third-party server for tokenization of the payment data; receiving, by a software development kit (“SDK”) and via the network, a unique token associated with the payment data, and the payment metadata associated with the payment data; executing, by the SDK, the donation transaction in accordance with the unique token and the payment metadata; and storing, by the SDK, the unique token associated with the payment data and the payment metadata.
    Type: Grant
    Filed: October 6, 2023
    Date of Patent: March 19, 2024
    Assignee: IDONATE LLC
    Inventor: Raymond J. Gary, Jr.
  • Patent number: 11928747
    Abstract: A system for data collection and loan activities is disclosed. The system may include a data collection circuit to receive data relating to a status of a loan and a set of items of collateral acting as security for the loan. The system may further include a blockchain service circuit to maintain a secure historical ledger of events related to the loan, and to interpret a plurality of access control features corresponding to parties associated with the loan. The system may further include a loan evaluation circuit to determine a loan status based on the received data, a smart contract circuit to create a smart lending contract for the loan, and an automated agent circuit to perform a loan action based on the loan status, wherein the blockchain service circuit is further structured to update the secure historical ledger of events with the loan action.
    Type: Grant
    Filed: February 4, 2022
    Date of Patent: March 12, 2024
    Assignee: Strong Force TX Portfolio 2018, LLC
    Inventor: Charles Howard Cella
  • Patent number: 11928669
    Abstract: Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.
    Type: Grant
    Filed: November 17, 2022
    Date of Patent: March 12, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Howard Spector, Eric Connolly, John D Moore, Nancy E Hiebler, Michael Naggar, Ayman A Hammad, Tuan Dao, Venkata Maranani
  • Patent number: 11928721
    Abstract: The disclosure describes a system and methods for implementing a recommendation engine. The recommendation engine can at least receive a travel history log, wherein the travel history log includes a route traversed by a customer; receive a route information from a database for the route, where the route information includes an accident history for the route; generate a route traverse percentage based on the travel history log; generate a route categorization score based on the accident history for the route and the route traverse percentage; and generate a vehicle recommendation based on the route categorization score.
    Type: Grant
    Filed: June 21, 2022
    Date of Patent: March 12, 2024
    Assignee: Capital One Services, LLC
    Inventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
  • Patent number: 11922463
    Abstract: A method is disclosed for displaying dynamic media content on a vehicle-mounted display as the vehicle travels along a route. The dynamic content may be audio or video content, and is selected based in part on sensor data, which may pertain to contextual or environmental factors. The content may be dynamically adjusted during playback, such as by bouncing or sharply changing direction during a sudden change in velocity or acceleration. Aside from motion-related factors, other contextual and environmental factors include weather, visibility, traffic, location, and time of day.
    Type: Grant
    Filed: July 21, 2021
    Date of Patent: March 5, 2024
    Assignee: FIREFLY SYSTEMS INC.
    Inventors: Onur Kardesler, Alexander McCaleb, Sean Head, Anil Suren, Kaan Gunay, Vedat Taylan Yildiz
  • Patent number: 11922402
    Abstract: Systems and methods are provided that authorize blockchain network transactions based on a work requirement. A blockchain network has a plurality of nodes. At least one node of the plurality of nodes is configured to determine whether a token has satisfied a work requirement. The work requirement represents participation of performing work within the blockchain network. The at least one node is further configured to approve a transaction as a function of determining that the work requirement has been satisfied and, to disapprove the transaction as a function of determining that the work requirement has not been satisfied. By enabling the transaction to be approved based on a work requirement, the token, for example, can be authenticated as having an inherent functional value. In this way, the blockchain network or token exchange can attest to the token not being a security, which would be subject to federal securities and regulations.
    Type: Grant
    Filed: August 11, 2022
    Date of Patent: March 5, 2024
    Assignee: FRONTAGE ROAD HOLDINGS, LLC
    Inventors: Josh Williams, Raymond A. Chiapuzio, Michael B. Li
  • Patent number: 11922503
    Abstract: A tracking liquidity order and related market center and process are disclosed which allow posting market centers (e.g. exchanges) to fill routable, smaller orders that would have otherwise routed off the posting market center. Such tracking liquidity orders increase the liquidity of that posting market center and allow it to execute more orders internally, without having to route them to an away market center.
    Type: Grant
    Filed: July 5, 2023
    Date of Patent: March 5, 2024
    Assignee: NYSE Group, Inc.
    Inventors: Paul D. Adcock, Michael A. Cormack, Thomas F. Haller, Robert A. Hill
  • Patent number: 11922502
    Abstract: Example methods, apparatus, and computer readable storage media are described and disclosed. An example method includes depicting a strategy node in a graphical user interface presented by a computing device. The strategy node represents a trading strategy associated with two or more tradeable objects. The example method includes generating a graphical connector between the strategy node and one of a plurality of contract nodes including at least a first contract node and a second contract node. Each contract node represents a contract associated with one of the tradeable objects. The example method includes repositioning, in response to an input received via the graphical interface, an endpoint of the graphical connector from the first contract node specified by the trading strategy to the second contract node. The example method also includes generating an updated trading strategy based on the trading strategy and the second contract node.
    Type: Grant
    Filed: December 9, 2022
    Date of Patent: March 5, 2024
    Assignee: Trading Technologies International, Inc.
    Inventor: Scott F. Singer
  • Patent number: 11922448
    Abstract: In supply-side information processing apparatus comprising at least one computer processor, a method for providing a user with intent-based ads may include: (1) receiving, from an intent broker, intent identifiers for intent categories of user intents; (2) communicating the intent identifiers to a demand-side platform, the demand-side platform comprising a plurality of advertisers and merchants; (3) receiving, from a supply-side SDK on a user electronic device, personal data for a user, wherein the supply-side SDK captures the personal data from a publisher application executed on the user electronic device; (4) retrieving, based on the personal data and from the intent broker, a user intent identifier for the user, the user intent identifier matching one of the intent categories; (5) communicating the user intent identifier to the supply-side SDK, wherein the supply-side SDK requests an intent-based ad from the demand-side platform using the user intent identifier.
    Type: Grant
    Filed: March 21, 2022
    Date of Patent: March 5, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tuan Dao, Howard Spector, Ralph Darmo
  • Patent number: 11922294
    Abstract: Systems and components for use with neural networks. An execution block and a system architecture using that execution block are disclosed. The execution block uses a fully connected stack of layers and one output is a forecast for a time series while another output is a backcast that can be used to determine a residual from the input to the execution block. The execution block uses a waveform generator sub-unit whose parameters can be judiciously selected to thereby constrain the possible set of waveforms generated. By doing so, the execution block specializes its function. The system using the execution block has been shown to be better than the state of the art in providing solutions to the time series problem.
    Type: Grant
    Filed: April 21, 2020
    Date of Patent: March 5, 2024
    Assignee: ServiceNow Canada Inc.
    Inventors: Boris Oreshkin, Dmitri Carpov
  • Patent number: 11922527
    Abstract: A system may include a first computing system that may include at least one processor. The at least one processor may receive a request for identification information associated with a user of the first computing device, such that the request is received from a second computing device. The at least one processor may then receive information regarding an entity associated with the second computing device, retrieve data comprising the identification information from a storage component, generate additional data comprising a portion of the identification information based on the information regarding the entity, and send the additional data to the second computing device.
    Type: Grant
    Filed: November 23, 2021
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathaniel Brett Wiatrek, Nathan Ryan Johnson, Julia Beatrice Isaac, Joshua Dowdy, Angela Dorothea Bowen, Jasmine Minjeong Jeong, Oscar Roberto Tijerina, Kevin Anthony Kossow
  • Patent number: 11911662
    Abstract: This application discloses a method to use sensors for games of skill relating to physical exercise. The method may employ the use of sensors that can collect data, including location using GPS, sense barometric pressure, steps walked, blood oxygen levels, navigational directions, gyroscopic movement, heart rate, and many other data types. Players may challenge other players to competitions wherein the players make a challenge wherein a winning player is rewarded a wager. Data collected by the sensors may be used for metrics to determine the winning player.
    Type: Grant
    Filed: November 22, 2022
    Date of Patent: February 27, 2024
    Assignee: Wunup LLC
    Inventor: Blake Richards
  • Patent number: 11907935
    Abstract: A system and method for reducing blockchain transaction delay are disclosed. The system consists of a trusted coin wallet framework that implements a trusted execution environment to initiate currency transactions between two clients. The trusted coin wallet framework includes an API proxy and a trusted shadow wallet. The method used by the trusted coin wallet framework involves interaction between the trusted shadow wallet and a peer trusted wallet owned by the other client, via the API proxy, from within the trusted execution environment. During these operations, the blockchain infrastructure is independently validating the transaction.
    Type: Grant
    Filed: September 1, 2021
    Date of Patent: February 20, 2024
    Assignee: Intel Corporation
    Inventors: Oleg Pogorelik, Guy Itzhaki, Rami Burstein
  • Patent number: 11907934
    Abstract: Disclosed in some examples are methods, systems, and machine readable mediums for providing P2P lending through mobile wallets. The P2P lending may utilize a central registry or be a fully distributed P2P system. In some examples, the use of a network accessible P2P loan service may simplify the discovery and communication with other mobile wallets throughout the process of obtaining a loan.
    Type: Grant
    Filed: January 9, 2023
    Date of Patent: February 20, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Ramanathan Ramanathan
  • Patent number: 11900355
    Abstract: The present disclosure generally relates to managing the use of transfer accounts using an electronic device. In accordance with some embodiments, user interfaces for inputting information about a secure credential to an electronic device are described. In accordance with some embodiments, user interfaces for managing the use of a credential provisioned on an electronic device that operates on stored power are described. In accordance with some embodiments, user interfaces for managing the use of a transfer account associated with different credentials on an electronic device are described.
    Type: Grant
    Filed: October 20, 2022
    Date of Patent: February 13, 2024
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Kristin M. Canavan, Allison W. Dryer
  • Patent number: 11893564
    Abstract: Disclosed embodiments may provide a framework to implement post-purchase tender switches. For example, following a transaction made with a particular payment instrument, a customer may be offered the ability to apply for a preferred payment instrument and/or to switch his or her tender type to the preferred payment instrument for the previous transaction.
    Type: Grant
    Filed: September 10, 2021
    Date of Patent: February 6, 2024
    Assignee: SYNCHRONY BANK
    Inventors: Michael Storiale, Lisa Hammond, William Kievit, Tiffanie Terry, Carter Hudson, Jake Miller
  • Patent number: 11887186
    Abstract: Computer systems and methods for managing resources are described.
    Type: Grant
    Filed: May 18, 2021
    Date of Patent: January 30, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Carlos Alejandro Kade, Anne Marie Morissette, Vijay Kumar, Caroline Bandiera, Adriann Teresa Coe
  • Patent number: 11887071
    Abstract: Systems and methods are described for monitoring content consumption. A method may comprise determining, by a device, content accessed by one or more user devices. The method may comprise causing a distributed ledger record to be generated. The distributed ledger record may comprise an indication of the content. The distributed ledger record may be stored on a distributed ledger. The distributed ledger may comprise other records indicating content accessed by a plurality of other devices.
    Type: Grant
    Filed: April 25, 2022
    Date of Patent: January 30, 2024
    Assignee: COMCAST CABLE COMMUNICATIONS, LLC
    Inventors: Abhijeet Vijay Mulye, Bernard Burg
  • Patent number: 11887127
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Grant
    Filed: March 24, 2022
    Date of Patent: January 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abhinav Bhagwati Agrawal, Riken Shah, Joshua M. Wilbur, Samuel Fahler, Colleen Kerr, Jeffrey Samitt
  • Patent number: 11875410
    Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.
    Type: Grant
    Filed: March 10, 2021
    Date of Patent: January 16, 2024
    Assignee: AMERICAN INTERNATIONAL GROUP, INC.
    Inventors: Siddhartha Dalal, Devasis Bassu, Promiti Dutta, Ashwath Aithal, Liangkai Zhang, Alvin Chou, Michael P. Castelli