Abstract: A reward card platform includes a database storing funding accounts, reward card purchase transactions, reward card brand options, and denomination options. The platform provides a user interface for purchasing reward cards from multiple third party suppliers. The user interface commits reward card purchase transactions using the funding accounts and specified reward card brand and denomination options. The platform obtains reward card items from supplier APIs corresponding to specified reward card brand and denomination options. The platform includes a buffer storing reward card inventory items.

Abstract: The method and system are directed at providing group purchasing at a historical price in an e-commerce environment. A user may select a price that a price at which a produce previous sold, seen as the historical price. This price may then be used to generate an online purchasing campaign that other user may join. The purchasing campaign is user or consumer driver rather than merchant driven.

Abstract: Systems and methods described herein track bartering using distributed ledger techniques to, for example, facilitate the establishment of a bartering marketplace that enables users to barter for, and ultimately exchange, services and/or goods with each other. In certain embodiments, a monetary value may be assigned to each service and/or good to be bartered to establish appropriate bartering baselines. In addition, in certain embodiments, additional monetary value exchanges may be tracked for particular exchanges to make sure that the exchanges are fair.

Abstract: Various examples are directed to computer-implemented systems and methods for providing a unique market offer code and validation. A method includes generating an offer customized for an intended recipient, and sending the offer electronically to the intended recipient. The method further includes receiving a user selection of the offer, and displaying a landing web page on a graphical user interface (GUI) of a user device. A user selection of an action button on the landing web page is received, and a validation web page is displayed on the GUI, the validation web page including prompts for input of user information. The user information is evaluated to determine authenticity of the offer and to confirm identity of the user as the intended recipient. Upon determining that the user is approved for the offer, access is provided to the user to further information regarding the product.

Abstract: A method for executing hyper-personalized interactions across enterprises using interactions added to blockchains as transactions according to one embodiment includes determining, by a first enterprise system, an intent from a first interaction added to a blockchain via a blockchain transaction, determining, by the first enterprise system, a correlation between the intent and a set of subsequent related interactions with one or more enterprise systems different from the first enterprise system, and generating, by the first enterprise system, a second interaction with a second enterprise system of the one or more enterprise systems different from the first enterprise system, wherein the second interaction is within the set of subsequent related interactions.

Abstract: An approach is disclosed for providing item-to-item recommendations. The approach receives data for an item. The approach generates recommended candidate item data for the data of the received item. The approach generates feature data of the recommended candidate item data and the data of the received item. The feature data may include one or more similarities between the data of the received item and data corresponding to a respective recommended candidate item. The approach generates ranked recommended candidate item data based on the generated feature data and at least one weight determined for candidate test item data. The candidate test item data may include data corresponding to the recommended candidate item data.

Abstract: In one embodiment, in an information processing apparatus, comprising at least one computer processor, a Bot executed by the at least one computer processor may perform the following: (1) receiving invoice information for an invoice for a payor, the invoice information comprising an invoice amount and a due date; (2) electronically communicating a payment reminder comprising the invoice amount and the due date to the payor in a chat interface; and (3) providing a payment interface in the chat interface.

Abstract: Embodiments herein describe a reverse auction application which can collect and display bids for a product or service to a user. The reverse auction application can also gather information about the user such as user preferences, brand loyalty, user characteristics, and the like. This information is provided to suppliers when requesting bids. The suppliers can use this information to then generate customized bids for the user. That is, unlike typical reverse auctions where bidders only compete over price, the bidders can use the user information provided by the reverse auction application to add incentives, offer combination orders, or offer additional services in their bids, as well as determine an optimum price.

Abstract: Techniques for integrating advertising content into client applications are presented. Events occurring within client applications are monitored and when a predefined event is encountered and external advertising service is consulted for acquiring external content. The external content is then integrated into one or more portions of presentations associated with the client applications.

Abstract: An iterative process for cognitive assessment of generated work products relies on a variety of assessors providing different granularities such as coarse, medium and fine, in combination with user guidance. A cognitive system generates candidates based on soft constraints such as user preferences. The candidates are analyzed using first assessors to compute preliminary scores which are ranked and presented to a user. Based on user selection/adjustment, the system generates a final work product which is analyzed using second assessors, and presents the final work product and final scores to the user. There may be multiple iterations of the user adjustment and refined presentation of final work products. The invention may be consummated by receiving confirmation of the final work product from the user, and taking some action such as electronically completing a purchase of a product or electronically reserving a third-party service.

Abstract: In one aspect, there is provided a server for determining if an account in a transaction request is eligible for a promotion, the server operatively connected to a Payment Service Provider (PSP) device, and the server comprising at least one processor; and at least one memory including computer program code; the at least one memory and the computer program code configured to, with the at least one processor, cause the server at least to receive, directly from the PSP device, a promotion Application Programming Interface (API) call comprising a transaction request corresponding to a user, the transaction request indicating an account information of an account, the promotion API call established through a connectivity between the PSP device and the server; and determine if the account indicated in the transaction request is one that is eligible for a promotion transaction in response to the receipt of the transaction request.

Abstract: A speech output system includes a directional loudspeaker configured to produce a speech output directed to at least one audible area. The at least one audible area is defined by at least one of a presence area of a customer or a selling space as a unit in a premise in which a plurality of kinds of products are displayed. A control system is configured to control the speech output system. The control system is configured to cause the directional loudspeaker to produce a speech output of product information regarding a target product based on supply information, the supply information being information which is acquired from a supply status management system and which represents a supply status of the target product.

Abstract: Embodiments are directed at controlling an online advertising campaign to minimize the effective cost per event or impression. Such embodiments include receiving a desired pacing indicator and a maximum cost indicator. The desired pacing indicator indicates a desired pacing that a user would like to achieve in the campaign. The maximum cost indicator indicates a maximum cost per event or impression the user would like to stay below in the campaign. Embodiments further include monitoring bid transactions of an advertising market of the campaign. Based on monitored bid transactions, an observed pacing measurement and/or an observed cost measurement is determined. Price and allocation control signals are determined based on the desired pacing indicator, the maximum cost indicator, the observed pacing measurement, and the observed cost measurement. The control signals are utilized to adjust a bid price and/or a bid allocation for the campaign.

Abstract: The present disclosure involves systems, software, and computer implemented methods for providing digital promotions using digital collectibles. One example method includes receiving an image file from a client application associated with a particular user profile. Image recognition is performed on the image file to identify at least one product associated with a digital collectible promotion. A digital collectible associated with the at least one product is identified. A first offer is transmitted, for presentation in the client application, for an availability of the digital collectible upon a transaction including the at least one product. An indication of a transaction associated with the particular user profile that includes the at least one product is received, from a merchant. Instructions to enable at least one digital collectible at the client application for the particular user profile are transmitted, in response to the transaction.