Patents by Inventor Abdullah Abdulaziz I. Alnajem

Abdullah Abdulaziz I. Alnajem has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Risk-link authentication for optimizing decisions of multi-factor authentications
    Patent number: 10210518
    Abstract: A system for evaluating risk in an electronic banking transaction by estimating an aggregated risk value from a set of risk factors that are either dependent or independent of each other, comprising: user input means for enabling an end user to provide authentication information related to a desired electronic banking transaction; financial institution authentication means for authenticating that an end user is authorized to conduct the desired electronic transaction; risk computation means for imposing authentication requirements upon the end user in adaptation to a risk value of the desired banking electronic banking transaction; transaction session means for tracking an amount of time that the desired electronic banking transaction is taking; and financial institution transaction means for storing data related to the desired electronic banking transaction.
    Type: Grant
    Filed: April 13, 2016
    Date of Patent: February 19, 2019
    Inventor: Abdullah Abdulaziz I. Alnajem
  • RISK-LINK AUTHENTICATION FOR OPTIMIZING DECISIONS OF MULTI-FACTOR AUTHENTICATIONS
    Publication number: 20170300911
    Abstract: A system for evaluating risk in an electronic banking transaction by estimating an aggregated risk value from a set of risk factors that are either dependent or independent of each other, comprising: user input means for enabling an end user to provide authentication information related to a desired electronic banking transaction; financial institution authentication means for authenticating that an end user is authorized to conduct the desired electronic transaction; risk computation means for imposing authentication requirements upon the end user in adaptation to a risk value of the desired banking electronic banking transaction; transaction session means for tracking an amount of time that the desired electronic banking transaction is taking; and financial institution transaction means for storing data related to the desired electronic banking transaction.
    Type: Application
    Filed: April 13, 2016
    Publication date: October 19, 2017
    Inventor: Abdullah Abdulaziz I. Alnajem