Patents by Inventor Albert R. Lupcho, III

Albert R. Lupcho, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10097682
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Grant
    Filed: November 16, 2015
    Date of Patent: October 9, 2018
    Assignee: Bank of America Corporation
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Patent number: 9811857
    Abstract: A customer may desire to enroll in a transaction, such as a product or a service, offered, managed, and/or owned by an institution, such as a financial institution. The customer may attempt to directly enroll in the product or service or may enroll in the product or service through an agent of the institution. The customer and/or agent may select the product or service (e.g., via a workstation or other device), and a computing device may determine which documents the product or service uses, which documents the customer has on file already, and/or which documents the customer is missing. The computing device may cause the customer and/or agent to be notified of the missing documents. When the customer and/or agent provides all of the documents for the product or service (or an exception applies to one or more missing documents), the computing system may enroll the customer in the selected product or service.
    Type: Grant
    Filed: March 27, 2014
    Date of Patent: November 7, 2017
    Assignee: Bank of America Corporation
    Inventors: Christina Jasko, Brandon Kane, Albert R. Lupcho, III, Arvind Srinivasan Ramakrishnan, Kelly Ur, Jill Weber, John J. Wilson
  • Patent number: 9786004
    Abstract: A customer may desire to enroll in a transaction, such as a product or a service, offered, managed, and/or owned by an institution, such as a financial institution. The customer may attempt to directly enroll in the product or service or may enroll in the product or service through an agent of the institution. The customer and/or agent may select the product or service (e.g., via a workstation or other device), and a computing device may determine which documents the product or service uses, which documents the customer has on file already, and/or which documents the customer is missing. The computing device may cause the customer and/or agent to be notified of the missing documents. When the customer and/or agent provides all of the documents for the product or service (or an exception applies to one or more missing documents), the computing system may enroll the customer in the selected product or service.
    Type: Grant
    Filed: March 27, 2014
    Date of Patent: October 10, 2017
    Assignee: Bank of America Corporation
    Inventors: Christina Jasko, Brandon Kane, Albert R. Lupcho, III, Arvind Srinivasan Ramakrishnan, Kelly Ur, Jill Weber, John J. Wilson
  • Publication number: 20170139551
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Application
    Filed: November 16, 2015
    Publication date: May 18, 2017
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Publication number: 20170142251
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Application
    Filed: November 16, 2015
    Publication date: May 18, 2017
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Publication number: 20150278939
    Abstract: A customer may desire to enroll in a transaction, such as a product or a service, offered, managed, and/or owned by an institution, such as a financial institution. The customer may attempt to directly enroll in the product or service or may enroll in the product or service through an agent of the institution. The customer and/or agent may select the product or service (e.g., via a workstation or other device), and a computing device may determine which documents the product or service uses, which documents the customer has on file already, and/or which documents the customer is missing. The computing device may cause the customer and/or agent to be notified of the missing documents. When the customer and/or agent provides all of the documents for the product or service (or an exception applies to one or more missing documents), the computing system may enroll the customer in the selected product or service.
    Type: Application
    Filed: March 27, 2014
    Publication date: October 1, 2015
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christina Jasko, Brandon Kane, Albert R. Lupcho, III, Arvind Srinivasan Ramakrishnan, Kelly Ur, Jill Weber, John J. Wilson
  • Publication number: 20150278940
    Abstract: A customer may desire to enroll in a transaction, such as a product or a service, offered, managed, and/or owned by an institution, such as a financial institution. The customer may attempt to directly enroll in the product or service or may enroll in the product or service through an agent of the institution. The customer and/or agent may select the product or service (e.g., via a workstation or other device), and a computing device may determine which documents the product or service uses, which documents the customer has on file already, and/or which documents the customer is missing. The computing device may cause the customer and/or agent to be notified of the missing documents. When the customer and/or agent provides all of the documents for the product or service (or an exception applies to one or more missing documents), the computing system may enroll the customer in the selected product or service.
    Type: Application
    Filed: March 27, 2014
    Publication date: October 1, 2015
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christina Jasko, Brandon Kane, Albert R. Lupcho, III, Arvind Srinivasan Ramakrishnan, Kelly Ur, Jill Weber, John J. Wilson