Abstract: An automated system and method for reviewing and assessing compliance with legal compliance requirements for loan applications. Loan application data is extracted from client loan origination systems and transmitted as a loan information file over a secure communication network to an automated compliance assessment system server where the loan information file is audited for compliance with Federal, state, and local legal compliance requirements. The loan information file is reviewed for legal compliance requirements imposed by Federal, State, and local jurisdictions, as well as licensing requirements that the client loan company and related personnel must satisfy. The results of the audit process are transmitted over a secure communication network to the client loan company, with areas of noncompliance indicated.

Abstract: An automated system and method for reviewing and assessing compliance with legal compliance requirements for loan applications. Loan application data is extracted from client loan origination systems and transmitted as a loan information file over a secure communication network to an automated compliance assessment system server where the loan information file is audited for compliance with Federal, state, and local legal compliance requirements. The loan information file is reviewed for legal compliance requirements imposed by Federal, State, and local jurisdictions, as well as licensing requirements that the client loan company and related personnel must satisfy. The results of the audit process are transmitted over a secure communication network to the client loan company, with areas of noncompliance indicated.

Abstract: A random digital signal generator circuit responsive to a clock signal from a block signal source for outputting a sequential series of logic signals. The circuit comprises a clocked flip-flop that provides a signal at its output terminal that has a value corresponding to the state of its input signal until a subsequent clock signal is received. An array of oscillator signal generators is provided with each oscillator signal generator operating at a different frequency. An EXCLUSIVE-OR network means having an array of input terminals has each input terminal of the EXCLUSIVE-OR network coupled to the output terminal of a corresponding oscillator signal generator. The EXCLUSIVE-OR network provides a random output signal at its output terminal. The EXCLUSIVE-OR network means output terminal is coupled to the flip-flop input terminal. The flip-flop responds to each the clock signal to sample the state of the random output signal from the EXCLUSIVE-OR network.