Patents by Inventor Alesia Panagiotides

Alesia Panagiotides has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods to secure user identification
    Patent number: 9912483
    Abstract: A computing apparatus configured to verify a digital signature applied on a set of data received from a user device, including an user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
    Type: Grant
    Filed: July 13, 2016
    Date of Patent: March 6, 2018
    Assignee: Visa International Service Association
    Inventors: Mark Carlson, Michael Steven Bankston, Kalpana Jogi, Timothy Gallagher, Alesia Panagiotides
  • Systems and methods to secure user identification
    Patent number: 9490985
    Abstract: A computing apparatus configured to verify a digital signature applied on a set of data received from a user device, including a user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
    Type: Grant
    Filed: August 14, 2014
    Date of Patent: November 8, 2016
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Mark Carlson, Michael Steven Bankston, Kalpana Jogi, Timothy Gallagher, Alesia Panagiotides
  • SYSTEMS AND METHODS TO SECURE USER IDENTIFICATION
    Publication number: 20160323259
    Abstract: A computing apparatus configured to verify a digital signature applied on a set of data received from a user device, including an user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
    Type: Application
    Filed: July 13, 2016
    Publication date: November 3, 2016
    Inventors: Mark Carlson, Michael Steven Bankston, Kalpana Jogi, Timothy Gallagher, Alesia Panagiotides
  • SYSTEMS AND METHODS TO SECURE USER IDENTIFICATION
    Publication number: 20140359298
    Abstract: A computing apparatus configured to verify a digital signature applied on a set of data received from a user device, including a user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
    Type: Application
    Filed: August 14, 2014
    Publication date: December 4, 2014
    Inventors: Mark Carlson, Michael Steven Bankston, Kalpana Jogi, Timothy Gallagher, Alesia Panagiotides
  • Systems and methods to secure user identification
    Patent number: 8838982
    Abstract: In one aspect, a computing apparatus is configured to verify a digital signature applied on a set of data received from a user device, including an user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
    Type: Grant
    Filed: September 20, 2012
    Date of Patent: September 16, 2014
    Assignee: Visa International Service Association
    Inventors: Mark Carlson, Michael Steven Bankston, Kalpana Jogi, Timothy Gallagher, Alesia Panagiotides
  • METHOD AND SYSTEM FOR DETERMINING FEES AND FOREIGN EXCHANGE RATES FOR A VALUE TRANSFER TRANSACTION
    Publication number: 20110282780
    Abstract: A method for a value transfer operation includes determining a sender currency using the account information of the sender and a receiver currency using the BIN associated with the sender account. The method further includes determining a currency exchange rate, transaction fee, and currency markup fee based on the sender and receiver currencies and various attributes of the sender account and the receiver account.
    Type: Application
    Filed: April 18, 2011
    Publication date: November 17, 2011
    Inventors: Susan French, Mark Carlson, Alesia Panagiotides, Justin Chace, Kate Kennedy, Ashwin Raj, John Tullis, Vishwanath Shastry