Patents by Inventor Ali Minaei
Ali Minaei has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10825018Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: GrantFiled: April 16, 2019Date of Patent: November 3, 2020Assignee: PAYPAL, INC.Inventor: Ali Minaei Moghadam
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Patent number: 10699331Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: GrantFiled: January 8, 2018Date of Patent: June 30, 2020Assignee: PayPal, Inc.Inventors: Ali Minaei Moghadam, John Lunn
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Patent number: 10535066Abstract: In transactions between a consumer and a merchant (or other third party) using services of a payment provider (e.g., credit card company, or financial services provider), methods and systems are provided for enabling any third party to accept chip and PIN payment and payment provider services using a payment provider device that is enabled using the third party's own application (referred to herein as “app”) and not the app of the payment provider. Enabling a merchant to accept chip and PIN payments usually requires the merchant to certify (accredit) their application (e.g., a point-of-sale (POS) system) end to end with the payment providers (e.g., Visa, MasterCard). A software development kit (SDK) modification to the application allows the merchant to accept chip and PIN cards the without the need to certify the application. The SDK includes the functionality that needs to be certified, and certifies it once with a service provider.Type: GrantFiled: May 2, 2014Date of Patent: January 14, 2020Assignee: PAYPAL, INC.Inventors: Sivanne Goldfarb, Narik Patel, Michael Voege, Ali Minaei Moghadam, Satish Govindarajan
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Publication number: 20190378117Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: ApplicationFiled: April 16, 2019Publication date: December 12, 2019Inventor: Ali Minaei Moghadam
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Patent number: 10262320Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: GrantFiled: January 17, 2017Date of Patent: April 16, 2019Assignee: PAYPAL, INC.Inventor: Ali Minaei Moghadam
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Publication number: 20190073678Abstract: An electronic payment system provided by a mobile communication device, the system including a memory storing instructions for interacting with a EMV card reader to cause payment from an issuing bank associated with a cardholder to an acquiring bank of a merchant associated with the electronic payment processing system; and one or more processors in communication with the memory configured to: initiate a transaction by passing transaction information, including a transaction amount, to the EMV card reader; receive encrypted payment authorization from the EMV card reader to process a payment from the issuing bank to the acquiring bank, wherein the one or more processors are in communication with the EMV card reader ; pass the encrypted payment authorization to the acquiring bank over a data connection; and receive a confirmation of payment from the acquiring bank over the data connection.Type: ApplicationFiled: September 4, 2018Publication date: March 7, 2019Inventors: John LUNN, Narik PATEL, Ali Minaei MOGHADAM, Sivanne GOLDFARB
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Publication number: 20180225741Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: ApplicationFiled: January 8, 2018Publication date: August 9, 2018Inventors: Ali Minaei Moghadam, John Lunn
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Patent number: 9865015Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: GrantFiled: September 26, 2014Date of Patent: January 9, 2018Assignee: PAYPAL, INC.Inventors: Ali Minaei Moghadam, John Lunn
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Publication number: 20170124568Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: ApplicationFiled: January 17, 2017Publication date: May 4, 2017Inventor: Ali Minaei Moghadam
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Patent number: 9547857Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: GrantFiled: December 8, 2015Date of Patent: January 17, 2017Assignee: PAYPAL, INC.Inventor: Ali Minaei Moghadam
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Publication number: 20160092865Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: ApplicationFiled: December 8, 2015Publication date: March 31, 2016Inventor: Ali Minaei MOGHADAM
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Patent number: 9218624Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: GrantFiled: February 1, 2013Date of Patent: December 22, 2015Assignee: PAYPAL, INC.Inventor: Ali Minaei Moghadam
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Publication number: 20150019375Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: ApplicationFiled: September 26, 2014Publication date: January 15, 2015Inventors: Ali Minaei Moghadam, John Lunn
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Publication number: 20150006407Abstract: An electronic payment system provided by a mobile communication device, the system including a memory storing instructions for interacting with a EMV card reader to cause payment from an issuing bank associated with a cardholder to an acquiring bank of a merchant associated with the electronic payment processing system; and one or more processors in communication with the memory configured to: initiate a transaction by passing transaction information, including a transaction amount, to the EMV card reader; receive encrypted payment authorization from the EMV card reader to process a payment from the issuing bank to the acquiring bank, wherein the one or more processors are in communication with the EMV card reader; pass the encrypted payment authorization to the acquiring bank over a data connection; and receive a confirmation of payment from the acquiring bank over the data connection.Type: ApplicationFiled: January 11, 2013Publication date: January 1, 2015Inventors: John Lunn, Narik Patel, Ali Minaei Moghadam, Sivanne Goldfarb
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Publication number: 20140372320Abstract: In transactions between a consumer and a merchant (or other third party) using services of a payment provider (e.g., credit card company, or financial services provider), methods and systems are provided for enabling any third party to accept chip and PIN payment and payment provider services using a payment provider device that is enabled using the third party's own application (referred to herein as “app”) and not the app of the payment provider. Enabling a merchant to accept chip and PIN payments usually requires the merchant to certify (accredit) their application (e.g., a point-of-sale (POS) system) end to end with the payment providers (e.g., Visa, MasterCard). A software development kit (SDK) modification to the application allows the merchant to accept chip and PIN cards the without the need to certify the application. The SDK includes the functionality that needs to be certified, and certifies it once with a service provider.Type: ApplicationFiled: May 2, 2014Publication date: December 18, 2014Inventors: Sivanne Goldfarb, Narik Patel, Michael Voege, Ali Minaei Moghadam, Satish Govindarajan
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Patent number: 8849710Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: GrantFiled: December 30, 2011Date of Patent: September 30, 2014Assignee: eBay Inc.Inventors: Ali Minaei Moghadam, John Lunn
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Publication number: 20130200146Abstract: A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.Type: ApplicationFiled: February 1, 2013Publication date: August 8, 2013Inventor: Ali Minaei Moghadam
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Publication number: 20130173433Abstract: A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device.Type: ApplicationFiled: December 30, 2011Publication date: July 4, 2013Applicant: eBay Inc.Inventors: Ali Minaei Moghadam, John Lunn
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Patent number: 6949918Abstract: Briefly, in accordance with one embodiment of the invention, an integrated circuit has a voltage regulator and a clock divider that may be used to adjust the operational frequency and/or voltage potential of the integrated circuit to reduce the power consumption of the integrated circuit while in operation.Type: GrantFiled: June 10, 2003Date of Patent: September 27, 2005Assignee: Intel CorporationInventors: Lawrence T. Clark, Michael W. Morrow, Gregory B. Tucker, Yuan-Po Ypt Tseng, Ali Minaei, Jay Heeb
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Patent number: 6664775Abstract: Briefly, in accordance with one embodiment of the invention, an integrated circuit has a voltage regulator and a clock divider that may be used to adjust the operational frequency and/or voltage potential of the integrated circuit to reduce the power consumption of the integrated circuit while in operation.Type: GrantFiled: August 21, 2000Date of Patent: December 16, 2003Assignee: Intel CorporationInventors: Lawrence T. Clark, Michael W. Morrow, Gregory B. Tucker, Yuan-Po Ypt Tseng, Ali Minaei, Jay Heeb