Patents by Inventor Andrea Trivella

Andrea Trivella has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CLIENT SERVER SYSTEM FOR FINANCIAL SCORING WITH CASH TRANSACTIONS
    Publication number: 20220122171
    Abstract: In accordance with one embodiment, a method includes receiving a loan application from a debtor with unsecured debt; receiving financial transactions data associated with the debtor; parsing the financial transactions data into predetermined data features; verifying the income of the debtor on the loan application with the parsed financial transactions data; ranking the parsed financial transactions data based on the predetermined data features; and analyzing the parsed financial transactions data to determine a first probability of default by the debtor with a loan having a lower interest rate than an interest rate of the unsecured debt. The loan application includes income, payments/expenses, assets, and liabilities/debt to determine a stated net income for verification with a calculated net income. The income verification provides the calculated net income for comparison with the stated net income and a measure of reliability of the input data in the loan application.
    Type: Application
    Filed: October 15, 2021
    Publication date: April 21, 2022
    Applicant: Happy Money, Inc.
    Inventors: Jason Hubard, Chris Courtney, Michael Tepper, Andrea Trivella, Alison Tan, Meng Zhao, Chong Geng, Turgut Ozkan, Tara Bleakley, Rita Stanger, David Blair, R Scott Saunders, III, Dan Sinner, Adam Zarlengo, Ibrahim Dusi
  • Fluff reducing device in textile yarns
    Patent number: 7104040
    Abstract: Device for reducing the fluff of a yarn comprising a longitudinal duct for the passage of the yarn, and ducts for the injection of air, tangential to the yarn, forming a vortex in accordance with the yarn twist, without the interposition of deviation and control means for generating a balloon.
    Type: Grant
    Filed: April 19, 2004
    Date of Patent: September 12, 2006
    Assignee: Savio Macchine Tessili S.p.A.
    Inventors: Luciano Bertoli, Giovanni Gardin, Guido Belforte, Terenziano Raparelli, Francantonio Testore, Vladimir Viktorov, Alexandre Ivanov, Andrea Trivella, Matteo Martinelli
  • Fluff reducing device in textile yarns
    Publication number: 20040211858
    Abstract: Device for reducing the fluff of a yarn comprising a longitudinal duct for the passage of the yarn, and ducts for the injection of air, tangential to the yarn, forming a vortex in accordance with the yarn twist, without the interposition of deviation and control means for generating a balloon.
    Type: Application
    Filed: April 19, 2004
    Publication date: October 28, 2004
    Inventors: Luciano Bertoli, Giovanni Gardin, Guido Belforte, Terenziano Raparelli, Francantonio Testore, Vladimir Viktorov, Alexandre Ivanov, Andrea Trivella, Matteo Martinelli