Abstract: A distributed computing system includes a blockchain comprising a plurality of blockchain services comprising an oracle service, a predictive analytics service, a loan service, and a consensus service. The oracle service configured to receive input data comprising at least one of financial data associated with at least one of the plurality of syndicate participants, macroeconomic data, geo-location data, disaster data, or public health data. The predictive analytics service configured to utilize the input data to determine whether a first syndicate participant of the plurality of syndicate participants has an excess of funds and whether a second syndicate participant of the plurality of syndicate participants has a lack of funds where the first syndicate participant is different than the second syndicate participant. The loan service configured to facilitate a loan agreement between the first syndicate participant and the second syndicate participant.

Abstract: An example method includes identifying provider systems each configured to perform a function requested by a device, wherein the provider systems are associated with vendors that provide one or more of services, goods, or device skills, responsive to selecting a provider system, sending, to the provider system, the request to perform the function, after sending the request to the provider system, receiving, by the management system and from the provider system, provider response information associated with performance of the function, sending, by the management system and to the device, the provider response information associated with performance of the function, and initiating a payment of funds from a first financial system associated with the device to a second financial system associated with the provider system.

Abstract: Provided herein is a holistic fraud cocoon that protects a user from incoming or outgoing fraud and phishing communications by capturing, analyzing and either altering, discarding or presenting communications to the user. For example, the holistic fraud cocoon captures all incoming sources (mail, in-person visits, phone, TV, radio, newspapers and internet) and the actions performed by the user, triggered by those sources. Certain actions are held in a queue to be reviewed, validated and acted upon by a third party before the actions are executed.

Abstract: A distributed system includes a lending device that is configured to receive, from a user device, a real-time request for a loan associated with a service, where the request specifies at least an identifier of the user device and a specific amount of funds; determine, based at least on the specific amount of funds for the loan and on the identifier of the user device, to provide the loan to the user device; generate a digital token associated with the loan, where the digital token specifies usage restrictions that are associated with (i) an approved amount of funds, (ii) a duration of the loan, and (iii) a payee associated with a service device; and provide, the user device and/or the service device, the digital token associated with the loan, where the digital token is redeemable by the payee associated with the service device for the approved amount of funds.

Abstract: Systems and methods may generally be used to authenticate a user. An example method may include capturing an image of a portion of a face of a user, retrieving, based on identification information, a registered model of the face from a database, and comparing the portion of the face in the captured image to a facial feature of the registered model. In response to determining that the portion of the captured image matches the facial feature of the registered model, the method may include granting access to secure content.

Abstract: Systems, methods, and computer-readable media for matching a job to a plurality of workers are described herein. A user device is associated with a worker from the plurality of workers. A processing circuit is structured to receive an electronic request. The electronic request comprises a data set related to the job. The processing circuit is further structured to generate a local disaster data set and a test requirement data set. The processing circuit is further structured to select at least one worker. The processing circuit is further structured to cause a client application deployed to the user device to display an electronic notification comprising at least in part the data set related to the job, a risk level rating, a risk level pay premium corresponding to the risk level rating, and an accept control structured to allow the worker to accept the job.

Abstract: A method implemented on an augmented reality (AR) device includes receiving an image of a document on the AR device. The image of the document includes one or more areas of obfuscated text. A marker on the document is identified. The marker is associated with an area of obfuscated text on the document. The marker is scanned using the AR device. When the user of the AR device is authenticated, a non-obfuscated image of the text associated with the marker is displayed on the AR device.

Abstract: A distributed computing system facilitates automatic loan agreements between syndicate participants. The system includes a blockchain comprising circuitry embodying a plurality of blockchain services. A membership service registers participants to the syndicate, generates a unique identifier for each of the participants, and verifies that a respective entity is a node on the blockchain. An oracle service retrievably stores loan terms templates provided by the participants via a centrally managed entity. A smart contracts service receives financial and/or geo-location data associated with the plurality of syndicate participants. A predictive analytics service uses the data to determine whether a first syndicate participant has an excess of funds and whether a second syndicate participant has a lack of funds. A loan service automatically facilitates a loan agreement between the first participant and the second participant.

Abstract: Embodiments of the present disclosure provide for improvements in managing connection channels for multiple associated users. As connection channel changes occur for one or more users, various connection channels are updated such that appropriate functionality is accessible as determined based on aspects of the connection channel change. Example embodiments provide for establishing a plurality of connection channels associated with a plurality of user data objects, where each of the plurality of connection channels enables access to functionality associated with a shared electronic data object via one of a plurality of computing devices, detecting, for a first user data object of the plurality of user data objects, a connection channel change associated with a first connection channel corresponding to a first computing device, and updating the functionality associated with the shared electronic data object for at least one of the plurality of connection channels based on the connection channel change.

Abstract: A method implemented on an augmented reality (AR) device includes receiving an image of a document on the AR device. The image of the document includes one or more areas of obfuscated text. A marker on the document is identified. The marker is associated with an area of obfuscated text on the document. The marker is scanned using the AR device. When the user of the AR device is authenticated, a non-obfuscated image of the text associated with the marker is displayed on the AR device.

Abstract: Methods, apparatuses, and computer program products are disclosed for currency control. An example computer-implemented method includes receiving physical currency data associated with one or more physical currency notes and generating digital currency data based upon the physical currency data. The digital currency data includes a digital representation of the physical currency notes. The computer-implemented method further includes determining one or more selected physical currency notes for destruction based upon the digital currency data and may include querying a currency attribute database that includes one or more currency attributes associated with the physical currency notes. The computer-implemented method also includes causing destruction of the selected physical currency notes. In response to causing destruction of the selected physical currency notes, the computer-implemented method includes modifying the currency attribute database.

Abstract: An example method includes, responsive to receipt of a task request to perform a task (e.g., associated with a service), and further responsive to generation of an avatar instance from an avatar object representing at least one device having a defined group of capabilities, selecting devices (e.g., service providers providing microservices) to perform sub-tasks associated with the task, wherein each of the devices has at least one defined capability, and wherein the task request includes parameter values, and sending, to the devices, at least one sub-task request to perform the sub-tasks, the at least one sub-task request including at least one parameter value, responsive to sending the at least one sub-task request, receiving, from the devices, sub-task replies associated with performance of the sub-tasks, and sending, based on the sub-task replies, a task reply associated with performance of the task. The example method may support autonomous or semi-autonomous configurations.

Abstract: Embodiments of the present disclosure provide for improvements in managing connection channels for multiple associated users. As connection channel changes occur for one or more users, various connection channels are updated such that appropriate functionality is accessible as determined based on aspects of the connection channel change.

Abstract: Systems, methods, and apparatuses for facilitating rewards are described herein. The system includes internet of things (IoT) devices associated with each of a plurality of users. A reward computing system includes input/output (I/O) devices configured to receive sensor data associated with an environment. The reward computing system is configured to generate a location data and/or an entity positioning data set associated with at least one of the plurality of users and based on the sensor data. The computing system is also configured to determine a behavior of each of the plurality of users. The reward computing system is also configured to generate a plurality of reward tokens and associate the reward tokens with one or more of the plurality of users and based on at least one of the location data set, the entity positioning data set and the behavior of the plurality of users.

Abstract: A computer system for facilitating peer-to-peer anonymous lending between members of a business syndicate is disclosed. The system is structured to generate, by a disaster funding modeler circuit, based on disaster and economy data received from an external source, a projection of a need for a loan for a particular syndicate member located in a particular geographical area. The location of the syndicate member is determined based on member-provided information and/or based on global positioning system (GPS) information received from the member's computing device. This information is supplemented by additional information received from a municipality computer system (e.g., vehicle positioning information). The system is further structured to facilitate a peer-to-peer loan transaction.

Abstract: A system includes one or more processors coupled to machine readable storage media having instructions stored therein that, when executed by the one or more processors, cause the one or more processors to perform operations including receiving user data of a user including authentic user demographic data, storing the user data in an authentic user profile, receiving a request for a user profile from a third party, generating a synthetic user profile including synthetic user data based on the authentic user profile where generating the synthetic user profile comprises generating synthetic demographic data that is similar to the authentic user demographic data within a predetermined threshold, storing the synthetic user profile in a user profile database where the stored synthetic user profile is associated with the authentic user profile and the third party, and providing the synthetic demographic data to a third party device associated with the third party.

Abstract: A distributed device rating system includes a device that is configured to send, to a central authority system, a query to identify at least one other device with which to perform a transaction, where the query specifies one or more criteria associated with the transaction, receive, from the central authority system, an identification of one or more candidate devices with which to perform the transaction, receive rating information associated with the one or more candidate devices, where the rating information identifies at least one characteristic of services previously performed by the one or more candidate devices, determine whether the rating information associated with at least one candidate device of the one or more candidate devices satisfies a rating threshold, and, responsive to determining that the rating information satisfies the rating threshold, initiate, with the at least one candidate device, performance of the transaction.

Abstract: Systems, methods, and computer-readable storage media for generating and providing synthetic user profiles are provided herein. The system comprising a processing circuit. The processing circuit including a processor coupled to machine readable storage media having instructions stored therein that, when executed by the processor, cause the processor to perform operations comprising receiving user data including authentic user identification data and authentic user demographic data. The operations further comprising storing the user data as an authentic user profile. The operations further comprising receiving a request for a user profile from a third party. The operations comprising determining required data fields. The operations further comprising generating a synthetic user profile based on the authentic user profile and the required data fields. The operations comprising storing the synthetic user profile in a user profile database.

Abstract: Embodiments of the present disclosure provide for improvements in managing connection channels for multiple associated users. As connection channel changes occur for one or more users, various connection channels are updated such that appropriate functionality is accessible as determined based on aspects of the connection channel change.

Abstract: Disclosed herein are embodiments of systems and methods for locally conducting delegated authentication at edge nodes. In an embodiment, an edge node of a managed network receives, from an authentication system, authentication information for a user. The edge node stores the authentication information. The edge node receives, from a user device associated with the user, an authentication request that includes presented authentication information. The edge node determines whether one or more authentication criteria are met for the authentication request, and if so performs a set of authenticating operations. The one or more authentication criteria includes the presented authentication information matching the stored authentication information. The set of authenticating operations includes authenticating the user with respect to the managed network, as well as establishing an authenticated session for the user at the edge node.