Patents by Inventor Anita M. Behrenbrinker

Anita M. Behrenbrinker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for the processing of financial transactions
    Patent number: 7092905
    Abstract: Systems and methods for processing credit card transactions including an account with a multi-dimensional balance structure, wherein balance segments within the balance structure have individually-definable terms and conditions. A system receives incoming transaction data by way of a conventional transaction system. A transaction processor within the system uses predetermined balance rules to determine an appropriate balance segment within an associated masterfile, which stores data. The multi-dimensional balance structure allows financial institutions to provide customers with special promotions for transactions meeting predetermined requirements, such as transactions with particular merchants, Internet purchases, and automobile-related purchases.
    Type: Grant
    Filed: October 31, 2001
    Date of Patent: August 15, 2006
    Assignee: Citibank, N.A.
    Inventors: Anita M. Behrenbrinker, Richard D. Feight
  • Systems and methods for the processing of financial transactions
    Publication number: 20020062279
    Abstract: Systems and methods for processing credit card transactions including an account with a multi-dimensional balance structure, wherein balance segments within the balance structure have individually-definable terms and conditions. A system receives incoming transaction data by way of a conventional transaction system. A transaction processor within the system uses predetermined balance rules to determine an appropriate balance segment within an associated masterfile, which stores data. The multi-dimensional balance structure allows financial institutions to provide customers with special promotions for transactions meeting predetermined requirements, such as transactions with particular merchants, Internet purchases, and automobile-related purchases.
    Type: Application
    Filed: October 31, 2001
    Publication date: May 23, 2002
    Inventors: Anita M. Behrenbrinker, Richard D. Feight