Abstract: A system for decorating nails, including fingernails and toenails, using rub-on or pressure sensitive art or decals. A transparent carrier sheet has a rub-on transfer art for positioning over a fingernail. By rubbing on the top surface of the carrier sheet, the rub-on transfer art is transferred to the fingernail. In one embodiment, a release sheet attached to the carrier sheet is used to hold the carrier sheet and attached rub-on transfer art in position over a fingernail, facilitating placement and transfer. In another embodiment, adhesive is used on the carrier sheet to hold the carrier sheet in position over the fingernail. In yet another embodiment, a tube structure is utilized and placed over the finger for holding in position over the fingernail the rub-on transfer art attached to the carrier sheet. The present invention permits fingernails to be decorated without the use of liquid nail polish, adhesives, or wet decals and, therefore, needs no time to dry and can be done quickly, neatly, and easily.