Patents by Inventor Anthony Lopreiato
Anthony Lopreiato has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240152916Abstract: A method for generation of an application cryptogram for use in a payment transaction includes: storing, in a first memory, a single use key associated with a transaction account; electronically transmitting the single use key to a processing server; receiving an encrypted session key and a server encryption key from the processing server; executing a first query to store the encrypted session key in the first memory and a second query to store the server encryption key in a second memory; decrypting the encrypted session key using the server encryption key; generating an application cryptogram based on the decrypted session key; and electronically transmitting the generated application cryptogram for use in a payment transaction.Type: ApplicationFiled: January 16, 2024Publication date: May 9, 2024Applicant: Mastercard International IncorporatedInventors: Abhinava SRIVASTAVA, Sapankumar K. MANDLOI, Anthony LOPREIATO
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Patent number: 11915233Abstract: A method for generation of an application cryptogram for use in a payment transaction includes: storing, in a first memory, a single use key associated with a transaction account; electronically transmitting the single use key to a processing server; receiving an encrypted session key and a server encryption key from the processing server; executing a first query to store the encrypted session key in the first memory and a second query to store the server encryption key in a second memory; decrypting the encrypted session key using the server encryption key; generating an application cryptogram based on the decrypted session key; and electronically transmitting the generated application cryptogram for use in a payment transaction.Type: GrantFiled: October 21, 2021Date of Patent: February 27, 2024Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Abhinava Srivastava, Sapankumar K. Mandloi, Anthony Lopreiato
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Publication number: 20220044252Abstract: Systems and methods for use in tokenization are disclosed. One example method includes receiving a request to provision a biometric for biometric transactions to a payment account where, the request includes a cryptogram associated with a transaction to said payment account and/or a transaction ID for the transaction. The method also includes checking with an issuer whether the payment account is supported for biometric transactions, receiving an indicator of eligibility, and then requesting a biometric from the user. The method further includes receiving biometric data indicative of the user's biometric, and transmitting a request to the issuer to enable biometric transactions for the payment account.Type: ApplicationFiled: August 2, 2021Publication date: February 10, 2022Inventors: Mohamed Abouelenin, Anthony Lopreiato
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Publication number: 20220044251Abstract: Systems and methods are provided for identifying types of network interactions. An example method includes generating, by a token service provider, a token for a payment account based on a request from a user, where the token includes an indicator of a type of transaction for which the token is available for use, and provisioning, by the token service provider, the token to a third party. In doing so, in response to use of the token in a transaction to the payment account, the indicator is included at a first data element of an authorization request for the transaction to the payment account thereby identifying the type of the transaction in the authorization request.Type: ApplicationFiled: July 28, 2021Publication date: February 10, 2022Inventors: Mohamed Abouelenin, Rajat Maheshwari, Anthony Lopreiato
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Publication number: 20220036348Abstract: A method for generation of an application cryptogram for use in a payment transaction includes: storing, in a first memory, a single use key associated with a transaction account; electronically transmitting the single use key to a processing server; receiving an encrypted session key and a server encryption key from the processing server; executing a first query to store the encrypted session key in the first memory and a second query to store the server encryption key in a second memory; decrypting the encrypted session key using the server encryption key; generating an application cryptogram based on the decrypted session key; and electronically transmitting the generated application cryptogram for use in a payment transaction.Type: ApplicationFiled: October 21, 2021Publication date: February 3, 2022Applicant: Mastercard International IncorporatedInventors: Abhinava SRIVASTAVA, Sapankumar K. MANDLOI, Anthony LOPREIATO
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Patent number: 11182779Abstract: A method for generation of an application cryptogram for use in a payment transaction includes: storing, in a first memory, a single use key associated with a transaction account; electronically transmitting the single use key to a processing server; receiving an encrypted session key and a server encryption key from the processing server; executing a first query to store the encrypted session key in the first memory and a second query to store the server encryption key in a second memory; decrypting the encrypted session key using the server encryption key; generating an application cryptogram based on the decrypted session key; and electronically transmitting the generated application cryptogram for use in a payment transaction.Type: GrantFiled: April 21, 2017Date of Patent: November 23, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Abhinava Srivastava, Sapankumar K. Mandloi, Anthony Lopreiato
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Publication number: 20200005287Abstract: A method includes maintaining a token database in a computer system, where the token database maps tokens to primary account numbers (PANs) for payment card accounts. The method further includes storing a respective entry in the token database for a token, with the token being mapped by the respective entry to a respective PAN and the respective PAN identifies a payment card account that belongs to a cardholder who uses a mobile device. The method also includes provisioning the token to the mobile device and determining at a subsequent point in time that a lifecycle event has occurred or will soon occur with respect to the token. In addition, the method includes updating the respective entry for the token in the token database in response to determining that the lifecycle event has occurred.Type: ApplicationFiled: September 12, 2019Publication date: January 2, 2020Inventors: Anthony Lopreiato, John Mwangi
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Publication number: 20170308895Abstract: A method for generation of an application cryptogram for use in a payment transaction includes: storing, in a first memory, a single use key associated with a transaction account; electronically transmitting the single use key to a processing server; receiving an encrypted session key and a server encryption key from the processing server; executing a first query to store the encrypted session key in the first memory and a second query to store the server encryption key in a second memory; decrypting the encrypted session key using the server encryption key; generating an application cryptogram based on the decrypted session key; and electronically transmitting the generated application cryptogram for use in a payment transaction.Type: ApplicationFiled: April 21, 2017Publication date: October 26, 2017Applicant: Mastercard International IncorporatedInventors: Abhinava SRIVASTAVA, Sapankumar K. MANDLOI, Anthony LOPREIATO
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Patent number: 9762291Abstract: Near-field communication (NFC) test apparatus and methods for use by a consumer to confirm the functionality of the NFC circuitry the consumer's NFC-enabled mobile device, and/or to troubleshoot NFC communications problems of the mobile device. In an embodiment, a NFC test apparatus includes a mobile device package, at least one NFC tag configured for communications with NFC circuitry of a mobile device, and a support substrate that has an indicator to ensure correct positioning of the mobile device during a self-testing procedure. In some embodiments, the NFC tag is located on the mobile device package so that an orientation of the mobile device is known during a portion of the mobile device self-testing procedure, and the support substrate is configure for supporting the mobile device during the self-testing procedure.Type: GrantFiled: May 2, 2016Date of Patent: September 12, 2017Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Colin Tanner, Aaron Concannon, Kuljot Singh Anand, Anthony Lopreiato
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Publication number: 20160248480Abstract: Near-field communication (NFC) test apparatus and methods for use by a consumer to confirm the functionality of the NFC circuitry the consumer's NFC-enabled mobile device, and/or to troubleshoot NFC communications problems of the mobile device. In an embodiment, a NFC test apparatus includes a mobile device package, at least one NFC tag configured for communications with NFC circuitry of a mobile device, and a support substrate that has an indicator to ensure correct positioning of the mobile device during a self-testing procedure. In some embodiments, the NFC tag is located on the mobile device package so that an orientation of the mobile device is known during a portion of the mobile device self-testing procedure, and the support substrate is configure for supporting the mobile device during the self-testing procedure.Type: ApplicationFiled: May 2, 2016Publication date: August 25, 2016Inventors: Colin Tanner, Aaron Concannon, Kuljot Singh Anand, Anthony Lopreiato
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Patent number: 9356710Abstract: Near-field communication (NFC) test apparatus and methods for use by a consumer to confirm the functionality of the NFC circuitry of his or her NFC-enabled mobile device, and/or to troubleshoot wireless (NFC) communications problems of the mobile device. In an embodiment, a method includes initializing, by a mobile device processor, a NFC test application, displaying on a mobile device display screen a prompt for the consumer to position the mobile device onto a test platform that includes at least one NFC tag, initializing the NFC circuitry of the mobile device to power and communicate with the at least one NFC tag, and displaying an indication on the mobile device display screen concerning functionality of the NFC circuitry.Type: GrantFiled: April 8, 2014Date of Patent: May 31, 2016Assignee: MasterCard International IncorporatedInventors: Colin Tanner, Aaron Concannon, Kuljot Singh Anand, Anthony Lopreiato
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Publication number: 20150339663Abstract: A method includes maintaining a token database in a computer system, where the token database maps tokens to primary account numbers (PANs) for payment card accounts. The method further includes storing a respective entry in the token database for a token, with the token being mapped by the respective entry to a respective PAN and the respective PAN identifies a payment card account that belongs to a cardholder who uses a mobile device. The method also includes provisioning the token to the mobile device and determining at a subsequent point in time that a lifecycle event has occurred or will soon occur with respect to the token. In addition, the method includes updating the respective entry for the token in the token database in response to determining that the lifecycle event has occurred.Type: ApplicationFiled: May 21, 2014Publication date: November 26, 2015Applicant: MasterCard International IncorporatedInventors: Anthony Lopreiato, John Mwangi
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Publication number: 20150288464Abstract: Near-field communication (NFC) test apparatus and methods for use by a consumer to confirm the functionality of the NFC circuitry of his or her NFC-enabled mobile device, and/or to troubleshoot wireless (NFC) communications problems of the mobile device. In an embodiment, a method includes initializing, by a mobile device processor, a NFC test application, displaying on a mobile device display screen a prompt for the consumer to position the mobile device onto a test platform that includes at least one NFC tag, initializing the NFC circuitry of the mobile device to power and communicate with the at least one NFC tag, and displaying an indication on the mobile device display screen concerning functionality of the NFC circuitry.Type: ApplicationFiled: April 8, 2014Publication date: October 8, 2015Applicant: MasterCard International IncorporatedInventors: Colin Tanner, Aaron Concannon, Kuljot Singh Anand, Anthony Lopreiato
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Patent number: 6039376Abstract: Strap apparatus' for carrying objects includes a basic parallel and "X" configuration of a strap with strap elements extending outwardly from the base of the object being carried. In both the parallel and "X" configurations of use the strap apparatus' are disposed at the bottom of an object to be carried and outwardly extending strap portions are disposed at the sides of the object. The outer ends of the straps comprise carrying handles. Two people secure the handles to carry the object.Type: GrantFiled: November 25, 1997Date of Patent: March 21, 2000Inventor: Mark Anthony Lopreiato