Abstract: In a system and method for enabling bad debt recovery in a prepaid services environment, a bad debt balance (acquired under a post-paid regime) is stored in a bad debt database associated with the customer who accumulated the bad debt. Deposits by the customer into a pre-paid account are then accepted and the balance tracked in a pre-paid account database. Requests for service by the customer, e.g. pre-paid telephone service, are tracked by the pre-paid application server and the services rendered while debiting the pre-paid service database according to the services used. Such requests for pre-paid service also serve to trigger an automatic withdrawal of an additional amount from the pre-paid account which is then applied to the bad debt balance.

Abstract: This invention describes a system and method for automatically managing digital photography processing. Users of digital cameras and other digital imaging devices must follow many manual steps to process the images. The manual processing steps include copying images from the camera or device to the disk drive on a computer, backing up the images, removing the images from the camera or device, printing thumbnail proof sheets, cataloging the images, editing the images, printing the images, and electronically distributing the images. Many of these processing steps require separate software applications, and require a significant amount of time to complete. This invention enables a single software application to automatically complete each of these steps, and provides the user with ease-of-use, image protection, editing, printing, image distribution, and the ability to quickly find images.

Abstract: The Web Access invention allows account holders to view their account information over the Internet, and gives account holders access to telephony features via the Internet. The features of the Web Access invention include login, security, account history, PIN maintenance, merging accounts, callback, recharging accounts with a credit card, purchasing accounts with a credit card, retrieving fax mail, retrieving voicemail, viewing recharge history, and viewing rate information.