Abstract: A method of providing payment towards financial obligations through online gaming, which allows the player to identify at least one financial obligation; provides the player an opportunity to participate in at least one online game to receive one or more credits for successfully participating in, completing, or winning the online game; credits one or more credits to the player's account for successfully participating in, completing, or winning the game; assigns, once the player has accumulated one or more credits, a monetary value to the credits; allows the player to exchange the assigned monetary value of a determined number of credits from the player's account for monetary credit towards payment of at least one financial obligation; and submits, on the player's behalf, a monetary payment towards at least one financial obligation that is equivalent to the monetary credit exchanged by the player.