Patents by Inventor Arvind K. Agrawal

Arvind K. Agrawal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7814002
    Abstract: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureau, and analyze and summarize the credit report data.
    Type: Grant
    Filed: August 28, 2003
    Date of Patent: October 12, 2010
    Assignee: DealerTrack, Inc.
    Inventors: James R. DeFrancesco, Scott L. Freiman, Arvind K. Agrawal
  • Patent number: 7801807
    Abstract: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one finding source, for receiving a finding decision from the at least one finding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaus, and analyze and summarize the credit report data.
    Type: Grant
    Filed: May 20, 2003
    Date of Patent: September 21, 2010
    Assignee: DealerTrack, Inc.
    Inventors: James R. DeFrancesco, Scott L. Freiman, Arvind K. Agrawal
  • Publication number: 20040078320
    Abstract: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one finding source, for receiving a finding decision from the at least one finding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaus, and analyze and summarize the credit report data.
    Type: Application
    Filed: May 20, 2003
    Publication date: April 22, 2004
    Inventors: James R. DeFrancesco, Scott L. Freiman, Arvind K. Agrawal
  • Patent number: 6587841
    Abstract: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaua, and analyze and summarize the credit report data.
    Type: Grant
    Filed: June 30, 1998
    Date of Patent: July 1, 2003
    Assignee: First American Credit Management Solutions, Inc.
    Inventors: James R. DeFrancesco, Scott L. Freiman, Arvind K. Agrawal
  • Patent number: 5878403
    Abstract: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaua, and analyze and summarize the credit report data.
    Type: Grant
    Filed: September 12, 1995
    Date of Patent: March 2, 1999
    Assignee: CMSI
    Inventors: James R. DeFrancesco, Scott L. Freiman, Arvind K. Agrawal